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Contracts exam concept

Executed vs. executory contracts

A signature tells you that a document was signed. It does not tell you that the deal was performed. A signed purchase agreement waiting for closing is executory because payment and conveyance remain ahead. Once the promised exchange is completed, the contract is executed in the exam's performance sense. Keep those two uses of executed separate and most questions become straightforward.

Last updated: August 1, 2026

What is the difference at a glance?

Short answer: Executed means the required performance is complete. Executory means material performance remains due by one or both parties. A contract can be valid, signed, bilateral, and still executory. A sale contract typically moves from executory after acceptance to executed through completed closing, while a lease or installment contract can remain executory for years. Solve the question by listing every material duty, marking each performed, excused, discharged, or outstanding, and checking whether any obligation survives the stated event.

Official section
National V.B: Contract Types
Broker weight
Part of 19% of the national portion
Expected scored items
The current PSI broker outline assigns about 19 of 100 scored national items to Contracts

Executed has two legitimate uses. It can describe a document that has been signed, and it can describe a contract whose performance is complete. PSI-style contract classification usually contrasts executed with executory and therefore asks about performance. Statutes use executory in specialized settings such as bankruptcy and receivership, where the governing definition and remedies can differ from an entry-level exam shorthand. This guide reflects primary sources reviewed through August 1, 2026.

What changes from one term to the next?

Terms
Executed vs. executory
Difference
Executed means the material performance being classified is complete. Executory means material performance remains due.
Question cue
Finished exchange versus future obligation.
Terms
Executed document vs. executed contract
Difference
An executed document can mean a signed instrument. An executed contract in the exam's performance classification means the parties completed their duties.
Question cue
Signed paper versus completed performance.
Terms
Executory vs. unenforceable
Difference
Executory describes unfinished performance. Unenforceable describes a legal defense that blocks a judicial remedy.
Question cue
Work remains versus court remedy blocked.
Terms
Executory vs. voidable
Difference
Executory concerns performance stage. Voidable concerns a protected party's power to avoid an agreement because of a qualifying defect.
Question cue
Timeline status versus avoidance power.
Terms
Executed vs. valid
Difference
Executed addresses performance. Valid addresses legal sufficiency. A valid contract can be executory, and completed conduct can still be challenged for fraud or illegality.
Question cue
Did parties perform versus did law recognize the bargain.
Terms
Partial performance vs. full performance
Difference
Partial performance satisfies some duties. Full performance satisfies all material duties within the classification being asked.
Question cue
Some boxes checked versus no material box left.
Terms
Contract to sell vs. completed sale
Difference
A contract to sell promises a future transfer and can create equitable consequences. A completed sale includes the actual transfer of legal title.
Question cue
Promise to convey versus conveyance accomplished.
Terms
Closing vs. recordation
Difference
Closing completes the parties' settlement exchange when required acts occur. Recordation gives public notice and protects priority; it is not always the event that makes the deed effective between grantor and grantee.
Question cue
Transaction performance versus public record notice.
Terms
Breach vs. execution
Difference
Breach is failure to perform a duty. Execution in the performance sense is completion of the duty.
Question cue
Promise broken versus promise completed.
Terms
Termination vs. full performance
Difference
Termination ends specified future obligations under contract or law. Full performance ends them because the promised work was completed.
Question cue
Duties ended versus duties fulfilled.

How does the distinction change the answer?

Signed purchase agreement before closing

Scenario: A seller accepts the buyer's written offer. Earnest money has been delivered, but inspection, financing, title review, final payment, and deed delivery remain ahead.

  1. A binding contract may have formed and the document is signed.
  2. Both buyer and seller still owe material performance.
  3. The signature does not complete the purchase transaction.

Answer: The purchase contract is executory in the performance sense.

Completed purchase closing

Scenario: The buyer delivers the required funds, the seller delivers the deed, the settlement documents are completed, and possession is transferred as the contract requires. No material sale duty survives.

  1. The price and conveyance exchange occurred.
  2. The required possession and closing documents were delivered.
  3. The facts identify no material outstanding obligation.

Answer: The purchase contract is executed under the exam's completed-performance classification.

Seller has delivered but buyer has not paid

Scenario: A seller delivers the required instrument into a valid closing escrow, but the buyer fails to deposit the remaining purchase money by the deadline.

  1. The seller may have completed the stated delivery duty.
  2. The buyer's material payment duty remains unmet.
  3. The buyer's failure may be a breach, but it is not full performance.

Answer: The contract remains executory or partially executed, with a possible buyer breach.

Five-year lease in year two

Scenario: A landlord and tenant signed a five-year lease, the tenant took possession, and three years of rent, occupancy, repair, and surrender duties remain.

  1. The lease document was executed in the signature sense.
  2. The parties performed some obligations during the first two years.
  3. Material continuing duties remain for the balance of the term.

Answer: The lease is executory during the ongoing term.

Installment contract before final deed

Scenario: A contract buyer has made 84 of 120 scheduled payments and occupies the home. The seller retains legal title and must deliver a deed after the final qualifying payment.

  1. Substantial performance has occurred, but installments remain.
  2. The seller's final conveyance duty also remains.
  3. Possession and equitable rights do not equal completed legal-title transfer.

Answer: The installment contract remains executory.

Closing with a surviving repair escrow

Scenario: The deed and purchase money are exchanged, but the seller must complete roof work within 20 days and money is held in escrow to secure that promise.

  1. The core conveyance and payment exchange is complete.
  2. A material repair obligation expressly survives closing.
  3. The question may require a qualified answer rather than treating every duty as finished.

Answer: The sale closed, but the contract remains executory as to the surviving repair and escrow duties.

The P-E-R-F-O-R-M status test

  1. Pinpoint the contract and the exact time the question asks you to classify.
  2. Enumerate the material promises: payment, conveyance, possession, service, rent, repair, document, or continuing covenant.
  3. Record each promise as performed, outstanding, waived, excused, breached, or discharged.
  4. Find whether one party finished while the other still owes a material duty.
  5. Observe conditions and contingencies separately from the performance they trigger.
  6. Read executed in context: signature usage or completed-performance usage.
  7. Mark surviving duties, escrow holdbacks, warranties, and post-closing obligations.
  8. Make the classification and support it with the document, closing record, payment proof, deed delivery, or release.
Status
Executory
Performance position
Material duties remain for both parties
Real estate example
Signed purchase contract before closing
Key evidence
Contract and open contingency log
Status
Partially executed
Performance position
Some performance complete, some material duty remains
Real estate example
Buyer paid deposit, seller still owes deed
Key evidence
Payment proof and outstanding obligation
Status
Executed
Performance position
Material exchange complete
Real estate example
Price paid and deed delivered at closing
Key evidence
Settlement record and delivered deed
Status
Executed document
Performance position
Instrument has been signed
Real estate example
Purchase agreement signed by all parties
Key evidence
Signatures and effective delivery

Where do similar terms create traps?

Trap
A signed contract is always executed for classification purposes
Correction
A signed purchase agreement can still be executory because payment, conveyance, and other material duties remain.
Trap
Executory means invalid
Correction
A valid and enforceable contract is often executory between formation and completion.
Trap
Executed means enforceable
Correction
Performance status does not resolve fraud, illegality, capacity, limitation, or other validity and remedy issues.
Trap
The purchase contract transfers legal title when signed
Correction
A contract to sell promises future conveyance. Legal title ordinarily transfers through effective deed delivery.
Trap
Equitable conversion completes the sale
Correction
Equitable consequences can arise during an executory contract while legal title remains with the seller.
Trap
One party's complete performance makes the whole contract executed
Correction
A material duty still owed by the other party keeps the contract executory as to that performance.
Trap
Partial performance and full performance are interchangeable
Correction
A deposit, inspection, installment, or service step does not finish every material promise.
Trap
Breach counts as performance
Correction
Breach is nonperformance and can create remedies or discharge, not a fictional completion of the promise.
Trap
Every closing makes every obligation executed
Correction
Check repair escrows, possession agreements, tax adjustments, indemnities, title covenants, and express survival clauses.
Trap
An expired contract was fully performed
Correction
Expiration can end a contract without the contemplated transaction occurring. It is a different reason duties ended.
Trap
Recordation is required before any contract is executed
Correction
Recording concerns public notice and priority. Contract performance and effective deed delivery are separate questions.
Trap
Bankruptcy's executory-contract treatment controls every exam question
Correction
Use the general performance distinction unless the facts expressly invoke 11 U.S.C. 365 or another specialized statute.

Can you separate the terms in a new fact pattern?

These questions are original study items aligned to the published outline. They are not copied, recalled, or predicted PSI questions.

1. A buyer and seller have signed a valid purchase agreement, but closing will occur in 30 days. How is the contract classified by performance status?

  1. Executory
  2. Executed
  3. Void
  4. Unenforceable
Show answer and explanation

Answer: Executory

The buyer's payment and the seller's conveyance remain material future obligations.

2. Which facts most strongly support classifying a purchase contract as executed?

  1. The buyer paid and the seller delivered the deed as required
  2. The buyer submitted an offer
  3. The parties scheduled an inspection
  4. The lender ordered an appraisal
Show answer and explanation

Answer: The buyer paid and the seller delivered the deed as required

Completed payment and conveyance establish the core performed exchange rather than a preliminary step.

3. A landlord and tenant signed a three-year lease yesterday. Which statement is best?

  1. The document is signed, but the lease is executory because future duties remain
  2. The lease is fully executed because signatures end every obligation
  3. The lease is void until the final month
  4. The tenant already owns legal title
Show answer and explanation

Answer: The document is signed, but the lease is executory because future duties remain

Future rent, possession, and other covenants keep the lease executory during its term.

4. The buyer has fully paid, but the seller still owes the deed. What is the contract's performance status?

  1. Executory as to the outstanding conveyance
  2. Fully executed
  3. Automatically void
  4. Unilateral only
Show answer and explanation

Answer: Executory as to the outstanding conveyance

One party's completion does not erase the other party's material unperformed promise.

5. Which statement correctly distinguishes executed from valid?

  1. Executed concerns performance, while valid concerns legal sufficiency
  2. Executed and valid always mean the same thing
  3. A valid contract can never be executory
  4. Only an oral contract can be executed
Show answer and explanation

Answer: Executed concerns performance, while valid concerns legal sufficiency

Performance stage and legal status are independent classifications.

Where do these ideas appear on the outline?

Topic
Executed contract
What to know
Completed performance, buyer payment, seller conveyance, deed delivery, closing documents, possession, completed exchange, no material duty remaining, historical transaction, survival clause, and proof
Best exam move
Choose executed when the facts establish that the material promises being classified have been performed.
Topic
Executory contract
What to know
Binding agreement, future performance, pending duty, payment, conveyance, inspection, financing, title cure, closing, possession, rent, maintenance, installment, condition, and deadline
Best exam move
Choose executory when one or both parties still owe material performance.
Topic
Signed versus performed
What to know
Execution ceremony, signature, electronic signature, delivery, acceptance, binding date, document usage, performance usage, context, executed copy, executory status, and no synonym
Best exam move
Read what executed is contrasted with. Signed versus unsigned tests execution of the document; executed versus executory tests performance.
Topic
Purchase contract timeline
What to know
Offer, acceptance, effective date, earnest money, attorney review, inspection, disclosure, loan application, appraisal, title, survey, insurance, walkthrough, Closing Disclosure, closing, deed, funds, possession, and recordation
Best exam move
Treat the formed purchase contract as executory while the essential closing exchange remains unfinished.
Topic
Closing and execution
What to know
Settlement, signatures, tender, funds, deed delivery, title transfer, keys, possession, escrow instruction, recording, closing statement, final condition, and completion
Best exam move
Verify performance rather than assuming that arrival at the closing table completed every duty.
Topic
Surviving obligations
What to know
Representation, warranty, title covenant, indemnity, tax adjustment, escrow holdback, repair escrow, post-closing possession, document correction, cooperation, confidentiality, and express survival
Best exam move
State which part is performed when a question includes a duty that expressly survives closing.
Topic
Partial performance
What to know
Deposit paid, inspection completed, loan approved, work begun, installment made, one party complete, other party outstanding, partially executed, material remainder, proof, and no automatic completion
Best exam move
Partial performance does not make the whole contract executed while a material promise remains due.
Topic
One party fully performed
What to know
Seller delivered, buyer owes payment, buyer paid, seller owes deed, service completed, commission unpaid, rent unpaid, unilateral completion, outstanding reciprocal duty, breach, and remedy
Best exam move
A contract remains executory as to the party's outstanding material obligation even if the other side finished.
Topic
Installment land contract
What to know
Contract seller, contract buyer, installment payment, possession, legal title, equitable interest, taxes, insurance, maintenance, final payment, deed delivery, default, forfeiture, foreclosure, and consumer protections
Best exam move
Choose executory while future installments and final conveyance remain required.
Topic
Lease
What to know
Landlord, tenant, possession, future rent, quiet enjoyment, maintenance, repair, access, insurance, renewal, surrender, security deposit, continuing covenant, expiration, and holdover
Best exam move
A signed lease with future occupancy and rent duties is executory during its term.
Topic
Brokerage agreement
What to know
Client, sponsoring broker, designated agent, marketing, showing, search, negotiation, minimum services, compensation, procuring cause, expiration, protection period, closing, records, and ongoing duty
Best exam move
A signed brokerage agreement remains executory while brokerage services or a contingent compensation duty remains outstanding.
Topic
Option contract
What to know
Optionor, optionee, consideration, fixed period, irrevocable offer, exercise, notice, purchase contract, expiration, performance, separate option promise, and no automatic sale
Best exam move
Classify the option promise separately from any purchase contract created by a valid exercise.
Topic
Equitable conversion
What to know
Valid enforceable sale contract, equitable interest, seller legal title, purchase money, risk allocation, insurable interest, death, creditor, remedy, closing, deed, and no completed legal-title transfer
Best exam move
Equitable consequences can begin while the sale contract remains executory and legal title has not transferred.
Topic
Conditions and contingencies
What to know
Condition precedent, condition subsequent, financing, inspection, appraisal, title, sale of existing home, waiver, satisfaction, failure, excuse, prevention, deadline, and duty maturity
Best exam move
A satisfied condition can make performance due, but it does not itself prove that the required performance occurred.
Topic
Breach and discharge
What to know
Nonperformance, material breach, minor breach, anticipatory repudiation, notice, cure, damages, specific performance, rescission, mutual release, accord, satisfaction, impossibility, termination, and duty discharge
Best exam move
Do not relabel breached performance as executed; identify whether duties remain, were excused, or were discharged by another doctrine.
Topic
Death or incapacity before conveyance
What to know
Legally subsisting contract, decedent, ward, representative, petition, court order, deed, lease, warranty, estate liability, equitable right, description, compromise, and completion
Best exam move
A party's death does not automatically erase an executory real estate contract when law permits the representative to complete it.
Topic
Special statutory meaning
What to know
Bankruptcy, 11 U.S.C. 365, assumption, rejection, cure, assignment, unexpired lease, receivership, court approval, purchaser in possession, timeshare interest, and specialized remedy
Best exam move
Use the governing statute when the question expressly moves from general contract vocabulary into bankruptcy or receivership.
Topic
Broker documentation
What to know
Executed copy, true copy, 24 hours, corrected document, written consent, initials, blanks, electronic agreement, transaction file, contingency date, closing confirmation, surviving item, and referral to counsel
Best exam move
Deliver and preserve signed documents promptly, track remaining duties, and avoid telling a party that signature alone means the transaction is complete.

How do you make the distinction stick?

Session
Session 1
Focus
Separate signature from performance
Proof you are ready
Classify 20 uses of executed as signed-document usage or completed-performance usage and explain the context clue.
Session
Session 2
Focus
Build the purchase timeline
Proof you are ready
Place formation, contingency work, financing, title, walkthrough, funds, deed delivery, possession, and recordation in order.
Session
Session 3
Focus
Inventory remaining duties
Proof you are ready
For 15 contracts, list each party's material promise and mark it performed, outstanding, waived, excused, breached, or discharged.
Session
Session 4
Focus
Practice long-duration agreements
Proof you are ready
Resolve leases, installment contracts, options, brokerage agreements, repair escrows, and surviving-warranty scenarios.
Session
Session 5
Focus
Keep status labels separate
Proof you are ready
Describe 20 agreements with both a validity label and a performance label without mixing voidable, unenforceable, breached, and executory.
Session
Session 6
Focus
Run the P-E-R-F-O-R-M test
Proof you are ready
Score at least 90% and identify time, promises, performance, conditions, context, surviving duties, and evidence for every miss.

Do not count recognition as mastery. Close the notes and explain the rule, apply it to a new fact pattern, and identify why each distractor fails.

Turn the comparison into a test-day decision

From concept to decision

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Questions students ask about Executed vs. Executory Contracts

What is an executed contract in real estate?

For the standard real estate exam classification, an executed contract is one whose required performance has been completed. In a purchase transaction, that usually means the buyer paid as required, the seller delivered the deed, title transferred, and the closing obligations were performed. A surviving warranty or indemnity can require a more precise answer about which duties are complete.

What is an executory contract?

An executory contract is a formed contract with material performance still due by one or both parties. A signed purchase agreement awaiting inspection, financing, closing, payment, or deed delivery is executory. So are an ongoing lease with future rent and possession duties and an installment land contract awaiting final payment and conveyance.

Is a signed purchase contract executed or executory?

It is normally executory when the exam is asking about performance status because closing duties remain. The word executed can also mean signed in document practice, so a lawyer may call it an executed purchase agreement. Read the question's contrast: executed versus unsigned concerns signing, while executed versus executory usually concerns completion of performance.

When does a real estate purchase contract become executed?

Under the exam model, it becomes executed when the parties complete the obligations that make up the transaction, ordinarily at or through closing. Do not rely on the calendar label alone. Confirm payment, deed delivery, possession if due, document delivery, and any condition that the question identifies as essential.

Is a contract executory if only one party still owes performance?

Yes. If one party has fully performed but the other still owes a material duty, the contract remains executory as to the outstanding performance. It may also be described as partially executed. The clean exam question is whether any material promised performance remains due.

Does signing a real estate purchase contract transfer legal title?

No. Illinois authority distinguishes a contract to sell from the completed sale. A valid enforceable contract can create equitable-conversion consequences, but the seller ordinarily retains legal title until the deed is delivered through the required transaction. Signing alone is not the legal-title transfer.

Is an ongoing lease executed or executory?

An ongoing lease is generally executory because future obligations remain, including possession, rent, maintenance, access, repair, insurance, or other covenants. The lease may be signed and possession may have begun, but future performance keeps it executory under the exam classification.

Does breach turn an executory contract into an executed contract?

No. Breach means promised performance was not supplied. It can create remedies, termination rights, or a discharge of remaining duties, but it does not rewrite nonperformance as completed performance. Identify what was due, what was breached, and whether later agreement or law discharged the obligation.

Can an executed contract still lead to a lawsuit?

Yes. Completion of performance does not prove the agreement was validly induced or that every representation was true. Claims can concern fraud, defective performance, title covenants, warranties, indemnities, recording, or obligations that expressly survive closing. Executed describes performance status, not freedom from every claim.

Are these official PSI exam questions?

No. They are original questions aligned to the national Contracts outline effective June 24, 2026. The current PSI bulletin, Illinois statutes, administrative rules, and official Illinois court opinions were reviewed through August 1, 2026.

Primary sources

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