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Free broker exam practice

Free Illinois real estate practice test 2026

8 Illinois questions. 4 national questions. Learn why every choice is right or wrong, with official sources and worked examples. No signup or download required.

Last updated: September 7, 2026. Exam outline and cited rules checked for September 6, 2026.

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Question 1 of 8

Illinois state portion

An Illinois owner wants a broker to advertise a home as "coming soon" this afternoon. The owner has approved the price by phone but will sign the listing agreement tomorrow. When may the broker begin marketing?

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Illinois law

40-question Illinois test

Practice all four state areas with a 90-minute timer. Review your state topic report after submitting.

National principles

100-question national test

Work through the 11 national areas with a 150-minute timer. Use the report to choose what to study next.

Both portions

140-question practice exam

Combine 100 national and 40 Illinois questions in a 240-minute practice session, with separate portion scores.

The combined forms reuse their corresponding national and Illinois forms. Taking a combined form after those separate forms does not give you 140 fresh questions. The combined timer is a practice format; PSI sets separate time limits for the actual portions.

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All 12 practice questions, with answers

Prefer to read, or want to check a rule again? Open a question below. Each includes the correct answer, a reason for every choice, and a link to the source. These are original study questions, not questions from a live PSI exam.

Illinois 1. An Illinois owner wants a broker to advertise a home as "coming soon" this afternoon. The owner has approved the price by phone but will sign the listing agreement tomorrow. When may the broker begin marketing?

Illinois Real Estate License Act · Written brokerage agreements

  1. After recording the owner's verbal permission in the transaction file
  2. After the owner and sponsoring broker sign the written agreement
  3. After emailing the unsigned agreement, if showings wait until signing
  4. After posting a coming-soon notice, if the full listing stays offline

Answer: B. After the owner and sponsoring broker sign the written agreement

Get the signed written agreement first. A coming-soon advertisement still markets the property, even if nobody can book a showing. Section 1450.770(g) puts the seller or owner agreement before marketing or listing; subsection (d) requires the signatures. The July 13, 2026 amendment does not give seller listings a sign-later grace period.

Remember: For a seller or owner: written agreement first, marketing second.

Why each choice is right or wrong
  1. A. After recording the owner's verbal permission in the transaction file

    A file note proves what was said, but it does not supply the required written agreement and signatures.

  2. B. After the owner and sponsoring broker sign the written agreement (Correct)

    This meets the seller-side timing rule and the listing agreement signature requirement.

  3. C. After emailing the unsigned agreement, if showings wait until signing

    Sending an unsigned draft is not entering into the agreement. Delaying showings does not authorize earlier marketing.

  4. D. After posting a coming-soon notice, if the full listing stays offline

    A coming-soon post is itself marketing. Keeping the full listing offline does not remove that first advertisement.

Change one fact

Would the timing wording be identical if the consumer were a buyer seeking representation?

Check your reasoning

No. Subsection (h) says before, or as soon as reasonably practical after, licensed activities intended to assist a buyer or tenant. Keep that wording separate from the seller rule. Other duties and applicable showing policies can still matter.

Illinois 2. A lender offers an Illinois sponsored broker a fee for a BPO. The lender says it will use the opinion as the primary basis for market value when originating a mortgage loan. What should the broker do?

Illinois Real Estate License Act · Broker price opinions

  1. Decline that use of the BPO because the Act excludes it
  2. Accept if the report clearly states that it is not an appraisal
  3. Accept after adding comparable sales and signing the written report
  4. Accept if the fee goes through the sponsoring broker, not the licensee

Answer: A. Decline that use of the BPO because the Act excludes it

Decline the assignment as described. Section 10-45 permits BPOs for several purposes, including certain work for lienholders, but excludes using one as the primary market-value basis for a financial institution's mortgage loan origination. A disclaimer, a complete report, or proper payment routing cannot cure a prohibited purpose.

Remember: Check a BPO's intended use before checking its fee or disclaimer.

Why each choice is right or wrong
  1. A. Decline that use of the BPO because the Act excludes it (Correct)

    The problem is the lender's stated use: primary market-value support for mortgage loan origination.

  2. B. Accept if the report clearly states that it is not an appraisal

    The non-appraisal statement is required for a BPO, but it does not override the restriction on its use.

  3. C. Accept after adding comparable sales and signing the written report

    Comparable-property analysis and a signature concern the report's contents. They do not make this purpose permissible.

  4. D. Accept if the fee goes through the sponsoring broker, not the licensee

    Routing compensation through the sponsoring broker does not change what the lender intends to do with the opinion.

Change one fact

What if a potential seller wants a paid BPO to help choose an asking price?

Check your reasoning

Section 10-45 permits a BPO for an existing or potential seller. The broker must still meet the section's written-content requirements, including the statement that the opinion is not an appraisal.

Illinois 3. An Illinois sale has a taxable value of $317,750, with no exemption or mortgage deduction. The county imposes its $0.25 tax per $500 or fraction. Include the state tax, exclude municipal tax, and find the total.

Additional Illinois Laws and Regulations · Illinois transfer taxes

  1. $318.00
  2. $476.25
  3. $477.00
  4. $476.63

Answer: C. $477.00

Count 636 taxable units: $317,750 / $500 = 635.5, and a partial unit counts as a whole unit. The state share is 636 × $0.50 = $318. The county share is 636 × $0.25 = $159. Together they total $477. Round the units up before multiplying, not the final dollar amount.

Remember: Divide taxable value by $500, round any partial unit up, then apply each tax rate.

Why each choice is right or wrong
  1. A. $318.00

    $318 is the state share only. The county tax adds $159.

  2. B. $476.25

    $476.25 uses only 635 units. Discarding the partial unit understates both taxes.

  3. C. $477.00 (Correct)

    636 units × ($0.50 + $0.25) = $477. Both taxes include a fraction of a $500 unit.

  4. D. $476.63

    $476.63 rounds 635.5 × $0.75 to cents. The statutes require rounding the taxable units up first.

Change one fact

What if the taxable value were exactly $317,500 in the same county?

Check your reasoning

That is exactly 635 units, so there is no partial unit to round up. The total would be 635 × $0.75 = $476.25.

Illinois 4. An Illinois housing applicant requests an assistance animal. The disability and need are not apparent. A treating clinician provides written documentation meeting section 10(b), but the applicant does not use the landlord's preferred form. May the landlord deny the request for that reason alone?

Additional Illinois Laws and Regulations · Assistance animals

  1. Yes, if the landlord applies the same form requirement to every applicant
  2. No, documentation meeting the statute does not have to use that form
  3. Yes, unless the clinician also supplies the applicant's specific diagnosis
  4. No, because a housing provider may never request documentation for an animal

Answer: B. No, documentation meeting the statute does not have to use that form

The landlord cannot deny the request just because the applicant used a different form. Section 10(a) allows a standardized-form request but protects documentation that meets subsection (b). It must be written, come from someone with a therapeutic relationship, and describe the disability-related need. The question assumes those requirements are met; it does not rule out other lawful grounds for evaluating an accommodation.

Remember: Judge whether the documentation meets the statute, not whether it uses the preferred form.

Why each choice is right or wrong
  1. A. Yes, if the landlord applies the same form requirement to every applicant

    Applying the form policy consistently does not override the statute's express protection for otherwise sufficient documentation.

  2. B. No, documentation meeting the statute does not have to use that form (Correct)

    The question states that section 10(b) is satisfied. Refusing solely because of the form would violate section 10(a).

  3. C. Yes, unless the clinician also supplies the applicant's specific diagnosis

    Section 10(g) does not require a specific diagnosis, so its omission does not justify this form-based denial.

  4. D. No, because a housing provider may never request documentation for an animal

    Documentation may be requested when the disability or disability-related need is not readily apparent or known. The issue here is the form.

Change one fact

What if the letter establishes a therapeutic relationship but does not describe the disability-related need?

Check your reasoning

Section 10(d) permits a request for additional supporting documentation when the initial documentation does not meet subsection (b). Ask for the missing support; a specific diagnosis is still not required.

Illinois 5. The same Illinois licensee will represent both buyer and seller. Both gave informed written consent before dual agency began. They are now signing an offer. What additional consent step does section 15-45 require?

Disclosures · Dual agency consent

  1. A new verbal approval from the buyer, because the seller already signed the listing
  2. A written approval by the sponsoring broker in place of another client confirmation
  3. No further confirmation, because the earlier consents cover every later document
  4. Written confirmation from both clients of their prior dual agency consent

Answer: D. Written confirmation from both clients of their prior dual agency consent

Obtain the clients' written confirmation of their earlier consent at the offer or contract stage. This is a second step, not a substitute for obtaining informed written consent before acting as a dual agent. If the confirmation is part of the purchase contract, each client must both sign the document and initial the dual agency confirmation provision.

Remember: Dual agency has two consent steps: informed written consent first, transaction confirmation later.

Why each choice is right or wrong
  1. A. A new verbal approval from the buyer, because the seller already signed the listing

    Verbal approval from only one client misses both the writing requirement and the other client's confirmation.

  2. B. A written approval by the sponsoring broker in place of another client confirmation

    The sponsoring broker cannot provide the clients' confirmation for them.

  3. C. No further confirmation, because the earlier consents cover every later document

    Prior consent authorizes the dual representation, but subsection (c) still calls for written confirmation in the transaction.

  4. D. Written confirmation from both clients of their prior dual agency consent (Correct)

    This is the follow-through required by subsection (c) when the clients execute an offer or contract.

Change one fact

Could the licensee skip advance consent and rely on the confirmation at offer signing?

Check your reasoning

No. Subsection (b) requires the client's consent before the licensee acts as a dual agent for that client. A later confirmation does not authorize earlier dual agency services.

Illinois 6. An Illinois advertisement uses 24-point type for an individual broker and 18-point type for the sponsoring broker's business name. The business name occupies a larger display area, measured by height and width. Which statement about prominence is correct?

Illinois Real Estate License Act · Advertising

  1. The smaller business-name font makes the advertisement noncompliant in every case
  2. The names meet the rule only if they use matching fonts and identical lettering
  3. The business name may be omitted because the individual broker is already identified
  4. The larger business-name display area can meet the rule despite the smaller font

Answer: D. The larger business-name display area can meet the rule despite the smaller font

Font size is one permitted test, not the only test. Section 1450.715 also permits the sponsoring broker's business name to occupy an equal or larger area measured by height and width. On the stated facts, that alternative can satisfy prominence. This answers the prominence issue; it does not certify every other part of the advertisement.

Remember: The sponsoring broker must be identified in the ad, with the required prominence.

Why each choice is right or wrong
  1. A. The smaller business-name font makes the advertisement noncompliant in every case

    This treats the font-size alternative as mandatory and overlooks the separate display-area alternative.

  2. B. The names meet the rule only if they use matching fonts and identical lettering

    The rule does not require identical fonts or lettering. It specifies prominence alternatives for the business name.

  3. C. The business name may be omitted because the individual broker is already identified

    The sponsoring broker's business name must still appear. Identifying the individual does not replace it.

  4. D. The larger business-name display area can meet the rule despite the smaller font (Correct)

    The question expressly says the business name occupies a larger display area, which fits one permitted alternative.

Change one fact

What if the business name is both smaller in type and smaller in area, with no qualifying business-name logo?

Check your reasoning

Neither the type-size nor the area alternative is met, and the stated facts rule out the logo alternative. A business name on a linked profile does not fix its absence or insufficient prominence in the advertisement.

Illinois 7. An Illinois seller in a transaction covered by the Residential Real Property Disclosure Act wants to accept an offer today. The buyer plans an inspection next week. The seller's disclosure report is unfinished. Which sequence meets section 20?

Disclosures · Residential property disclosure

  1. Complete and deliver the report before the purchase contract is signed
  2. Accept the offer today and deliver the report before the inspection period ends
  3. Sign the contract first and attach the report when the buyer orders the inspection
  4. Deliver the report with the deed, after the inspection confirms the property's condition

Answer: A. Complete and deliver the report before the purchase contract is signed

Complete the report and deliver it before contract signing. The buyer's later inspection is a separate step and does not extend section 20's deadline. The stem specifies a covered transaction because the Act contains exemptions.

Remember: For a covered sale, deliver the seller's disclosure report before the contract is signed.

Why each choice is right or wrong
  1. A. Complete and deliver the report before the purchase contract is signed (Correct)

    This gives the prospective buyer the required report before entering the purchase contract.

  2. B. Accept the offer today and deliver the report before the inspection period ends

    The inspection deadline is not the statutory delivery deadline. Accepting first puts contract formation ahead of disclosure.

  3. C. Sign the contract first and attach the report when the buyer orders the inspection

    Ordering an inspection does not postpone the report. Attaching it after signing misses the stated sequence.

  4. D. Deliver the report with the deed, after the inspection confirms the property's condition

    Deed delivery occurs after the contract. A professional inspection does not replace the seller's disclosure obligation.

Change one fact

What if the buyer says an inspection will uncover everything anyway?

Check your reasoning

The inspection does not substitute for the seller's report. For the covered transaction in this question, section 20 still places report delivery before contract signing.

Illinois 8. A first-time applicant on Illinois' standard broker path has completed the approved Broker Pre-License Topics course and 15 hours of ordinary continuing education. The applicant has not taken the interactive pre-license course. Which statement is correct?

Licensing Requirements · Standard broker eligibility

  1. The continuing education completes the requirement because the total is 75 hours
  2. The applicant may replace the interactive course with post-license study after passing
  3. The applicant still needs the required interactive pre-license course
  4. The applicant must take the managing broker curriculum before the state exam

Answer: C. The applicant still needs the required interactive pre-license course

Course type matters, not just the hour total. The standard broker path requires 60 hours of Broker Pre-License Topics plus 15 hours of Broker Pre-License Applied Real Estate Principles, Interactive. Ordinary continuing education does not replace that second course.

Remember: The standard broker course split is 60 + 15 = 75 class hours.

Why each choice is right or wrong
  1. A. The continuing education completes the requirement because the total is 75 hours

    Adding unrelated continuing education to the Topics course does not satisfy the specified pre-license course sequence.

  2. B. The applicant may replace the interactive course with post-license study after passing

    Post-license education follows initial licensure. It cannot stand in for the interactive pre-license course.

  3. C. The applicant still needs the required interactive pre-license course (Correct)

    The missing component is the 15-hour Applied Real Estate Principles, Interactive course from an approved school.

  4. D. The applicant must take the managing broker curriculum before the state exam

    Managing broker education belongs to a different licensing path and does not replace this requirement.

Change one fact

Once both required courses are complete, is education the only remaining eligibility condition?

Check your reasoning

No. The standard path also requires age 18 and a high school diploma or equivalent. PSI's booklet says the pre-license education is valid for two years after completion. Check the separate attorney and endorsement paths if either applies.

National 1. A buyer's lender declines the loan one day before the financing-contingency deadline. The buyer assumes the earnest money will be refunded automatically. Which document should the buyer and broker check first to evaluate that assumption?

Contracts · Financing contingencies

  1. The signed purchase contract's contingency and notice provisions
  2. The lender's denial letter, which automatically cancels the purchase contract
  3. The original preapproval letter, which guarantees return of earnest money
  4. The closing disclosure, which determines the seller's deposit-release duties

Answer: A. The signed purchase contract's contingency and notice provisions

Read the purchase contract. Its financing contingency determines what protection applies and what deadlines or notices the buyer must satisfy. A lender's denial does not, by itself, tell you that the buyer has validly terminated the contract or is entitled to a refund. This question asks where to look; it does not assume a particular contract guarantees a refund.

Remember: Loan denial and contract termination are different events. Check the contingency and its deadline.

Why each choice is right or wrong
  1. A. The signed purchase contract's contingency and notice provisions (Correct)

    The contract sets the parties' obligations, including any financing contingency and required steps for using it.

  2. B. The lender's denial letter, which automatically cancels the purchase contract

    The letter documents the lending decision. It does not automatically perform the buyer's contractual notice or termination steps.

  3. C. The original preapproval letter, which guarantees return of earnest money

    A preapproval is not a seller's promise to refund the deposit and does not replace the purchase contract.

  4. D. The closing disclosure, which determines the seller's deposit-release duties

    The closing disclosure concerns loan terms and closing costs. It does not replace the contract's contingency and deposit provisions.

Change one fact

Suppose the contract expressly requires written notice by 5 p.m. tomorrow. Is a phone call to the lender enough?

Check your reasoning

No. That call does not satisfy the written-notice requirement described in this example. Follow the contract's recipient, method, and deadline provisions, and get legal advice if their meaning is unclear.

National 2. A home sells for $300,000 and appraises for $280,000. The lender limits this purchase loan to 80% of the lower figure. The price stays unchanged. With no other financing, how much must the buyer contribute toward the price, excluding closing costs?

Financing · Loan-to-value and a low appraisal

  1. $56,000
  2. $76,000
  3. $60,000
  4. $20,000

Answer: B. $76,000

The loan is capped at $224,000: $280,000 × 0.80. Subtract that loan from the $300,000 price to get a $76,000 buyer contribution. That is $56,000 of the appraised value plus the $20,000 price gap. The question sets an 80% limit; it is not a universal lending limit.

Remember: Find the loan from the lender's value basis, then subtract the loan from the actual price.

Why each choice is right or wrong
  1. A. $56,000

    $56,000 is 20% of the appraisal, but it leaves the $20,000 difference between appraisal and price unfunded.

  2. B. $76,000 (Correct)

    $300,000 minus the maximum $224,000 loan leaves $76,000 toward the purchase price.

  3. C. $60,000

    $60,000 assumes the loan is 80% of the sale price. The lower appraisal controls the loan in this problem.

  4. D. $20,000

    $20,000 covers only the price gap. The buyer must also fund the portion of the appraised value the lender will not finance.

Change one fact

What if the seller reduces the price to $280,000 and all other stated terms stay the same?

Check your reasoning

The maximum loan remains $224,000. The buyer's contribution toward the new price becomes $56,000. Any earnest money already paid would count toward that contribution; closing costs are separate.

National 3. A property's stabilized annual net operating income is $72,000. Using direct capitalization, an appraiser changes the capitalization rate from 8% to 9% while keeping that income unchanged. What happens to the indicated value?

Valuation and Market Analysis · Income capitalization

  1. It rises from $900,000 to $1,000,000
  2. It stays at $900,000 because income is unchanged
  3. It falls from $900,000 to $800,000
  4. It falls from $900,000 to $891,000

Answer: C. It falls from $900,000 to $800,000

Divide annual net operating income by the capitalization rate. At 8%, $72,000 / 0.08 = $900,000. At 9%, $72,000 / 0.09 = $800,000. With income held constant, a higher cap rate means a lower indicated value. The rate rose by one percentage point, but the value did not simply fall by 1%.

Remember: Value = annual NOI / cap rate. Hold income constant: rate up, value down.

Why each choice is right or wrong
  1. A. It rises from $900,000 to $1,000,000

    This reverses the relationship. Dividing the same income by a larger rate produces a smaller value.

  2. B. It stays at $900,000 because income is unchanged

    Income is only one input. Changing the capitalization rate changes the indicated value even when income stays fixed.

  3. C. It falls from $900,000 to $800,000 (Correct)

    The two divisions give $900,000 and $800,000, a decrease of $100,000.

  4. D. It falls from $900,000 to $891,000

    $891,000 subtracts 1% from the old value. Direct capitalization requires dividing income by the new rate instead.

Change one fact

What annual NOI would support the original $900,000 value at a 9% cap rate?

Check your reasoning

$81,000. Rearrange the formula: income = value × rate, so $900,000 × 0.09 = $81,000. That is $9,000 more than the original NOI.

National 4. In a sale covered by the federal lead disclosure rule, a buyer of a 1972 house waives the lead inspection opportunity in writing. The seller has an existing report identifying lead-based paint. What does the waiver change?

Property Disclosures · Lead disclosure and inspection rights

  1. It allows the seller to withhold the report until after the closing
  2. It removes the disclosure duties if the buyer accepts the house as is
  3. It replaces the lead disclosure because the buyer accepted the inspection risk
  4. It waives the inspection opportunity; the disclosure duties still apply

Answer: D. It waives the inspection opportunity; the disclosure duties still apply

The buyer has waived an inspection opportunity, not the disclosure requirements. For this covered sale, the seller must still disclose known lead information, provide the available report and required pamphlet, and include the required lead warning and acknowledgments before the buyer is bound. Knowing the difference keeps a voluntary inspection decision from being mistaken for a disclosure exemption.

Remember: Waiving a lead inspection does not waive the seller's lead disclosure obligations.

Why each choice is right or wrong
  1. A. It allows the seller to withhold the report until after the closing

    The known information and available report must be provided before the buyer is bound, not held until closing.

  2. B. It removes the disclosure duties if the buyer accepts the house as is

    An as-is purchase does not create the disclosure exemption claimed here.

  3. C. It replaces the lead disclosure because the buyer accepted the inspection risk

    Accepting the inspection risk does not replace the separate requirement to disclose known information and provide available reports.

  4. D. It waives the inspection opportunity; the disclosure duties still apply (Correct)

    The waiver concerns the buyer's chance to inspect. It leaves the seller's disclosure duties in place.

Change one fact

Must the seller commission a new lead inspection to make the required disclosure?

Check your reasoning

The federal disclosure rule does not require the seller to conduct an inspection. It requires disclosure of known information and available records. Do not confuse the buyer's inspection opportunity with a duty on the seller to order new testing.

What is on the Illinois real estate broker exam in 2026?

The broker licensing exam tests national real estate principles and Illinois law. For the standard first-time broker path, prepare for both portions. Managing broker, instructor, and residential leasing agent exams have different outlines.

Portion
National
Scored questions
100
Passing standard
70% correct (70 of 100)
Time allowed
150 minutes
Portion
Illinois
Scored questions
40
Passing standard
75% correct (30 of 40)
Time allowed
90 minutes

Each portion is scored separately. A high national score cannot offset a failing Illinois score. PSI may add 5 to 10 unscored experimental questions, which still count against your time. Its booklet explains that the national raw passing percentage of 70% is equivalent to the former scaled score of 75.

Source: PSI Illinois Candidate Information Booklet, examination summary and content outlines, printed pages 11 through 16.

Illinois state topics and this sample

State area
Licensing Requirements
PSI questions
4
Weight
10%
In this sample
1
State area
Illinois Real Estate License Act
PSI questions
16
Weight
40%
In this sample
3
State area
Additional Illinois Laws and Regulations
PSI questions
10
Weight
25%
In this sample
2
State area
Disclosures
PSI questions
10
Weight
25%
In this sample
2

The sample uses a 1 / 3 / 2 / 2 split. Eight questions cannot exactly reproduce the state's 4 / 16 / 10 / 10 allocation or cover every subtopic. The License Act has the largest state allocation, but do not skip licensing or disclosures because they look familiar.

Beyond these examples, the state outline includes money handling, license renewal, ownership interests, fair housing, landlord and tenant rules, environmental disclosures, and other named laws. Use the Illinois study guide and full PSI coverage map to work through the complete outline.

National topics

National area
Property Ownership
Questions / weight
10 / 10%
National area
Land Use Controls and Regulations
Questions / weight
5 / 5%
National area
Valuation and Market Analysis
Questions / weight
8 / 8%
National area
Financing
Questions / weight
10 / 10%
National area
Contracts
Questions / weight
19 / 19%
National area
Agency
Questions / weight
13 / 13%
National area
Property Disclosures
Questions / weight
7 / 7%
National area
Property Management
Questions / weight
3 / 3%
National area
Transfer of Title
Questions / weight
6 / 6%
National area
Practice of Real Estate
Questions / weight
12 / 12%
National area
Real Estate Calculations
Questions / weight
7 / 7%

Contracts, agency, and practice of real estate together account for 44 of the 100 national questions. Give them regular study time while covering the full outline. Work calculations on paper so you can explain each step, including units and rounding.

Continue with the national study guide, free math drill, or exam format guide. Passing the exam is one part of licensing; practice questions do not replace the education required for your licensing path.

Make a missed question useful

  1. Name the decision. Was the question about who must act, what document is required, a deadline, or a calculation? For the seller agreement question, the decision is whether marketing can begin.
  2. Find the fact that changes the answer. A seller agreement has a different timing provision from a buyer agreement. A covered residential sale matters to the disclosure question. Do not erase those details when taking notes.
  3. Explain your wrong choice. If you chose $476.63 for transfer tax, you rounded dollars instead of rounding the taxable $500 units up first. Write that step beside the formula so you can spot it next time.
  4. Try an unfamiliar question later. First check whether you can explain the rule without looking. Then apply it to a new situation. A memorized answer letter is not the skill the exam tests.

If you guessed correctly, review that answer too. Use the free study library for explanations and the study planner to give each exam area time before test day.

Keep studying with Pass Illinois

The free tests help you see what needs work. Pass Illinois gives you a place to keep practicing, with progress tracking, topic practice, and separate national and Illinois readiness views. Like this sample, the app explains why each answer choice is right or wrong. You can bookmark questions to revisit. The follow-up exercises on this page give you another way to test whether a rule has stuck.

Try the study experience before you pay

The full question bank contains 1,339 original questions across 7 study modes. Starter access includes up to 20 questions. The advertised full unlock is a one-time $59.99; check the checkout screen for the amount and terms before purchasing.

Use the browser app on your computer or download the mobile app for your phone. Your answers on this free sample are not added to your app account.

The questions and explanations on this page remain free. You can continue with the longer free tests even if you do not buy the app.

Illinois practice test questions students ask

Is this Illinois real estate practice test free?

Yes. You can answer all 12 questions, read every explanation, and see your results without an account, email address, payment method, or app download. The linked 40-, 100-, and 140-question web practice tests are also free. The study app has a separate free starter tier and an optional paid unlock.

Are these actual PSI exam questions?

No. These are original practice questions based on the published broker outline and the official sources cited with each answer. They are not live PSI questions or recalled exam items. Pass Illinois is independent of PSI and IDFPR.

Is the content current for September 6, 2026?

This page uses the PSI Illinois Candidate Information Booklet dated June 24, 2026 and the cited rules and guidance in effect on September 6, 2026. The source check was completed on September 7. It includes the seller brokerage agreement rule amended effective July 13, 2026. The eight Illinois questions and four national questions cover selected topics, not every point in the syllabus.

How many questions are on the Illinois broker exam?

PSI lists 100 scored national questions and 40 scored Illinois questions. The national portion allows 150 minutes and requires 70% correct; the Illinois portion allows 90 minutes and requires 75% correct. Each portion is scored separately. PSI may also include 5 to 10 unscored experimental questions, which still use exam time.

Why do some guides say the national passing score is 75?

The current PSI booklet explains that 70% raw on the national broker exam is equivalent to the previously reported scaled score of 75. The passing standard did not change with that reporting change. Do not confuse a scaled score with a percentage of answers correct.

Can I practice both the Illinois and national portions here?

Yes. Choose the eight-question Illinois set or the four-question national set. The national examples cover financing contingencies, loan-to-value, income capitalization, and lead disclosure. The longer 100-question national test covers all 11 national areas. These short samples do not reproduce the full exam blueprint.

What score on this sample means I am ready?

No score on a short sample can establish readiness. Review wrong answers and correct answers you guessed. Then look for consistent performance on unfamiliar, timed questions across both portions. Repeating this same set can help you remember a rule, but it cannot show whether you can apply it in a new situation.

Can I continue on my phone or in a browser?

Yes. Pass Illinois has a mobile app and a browser study app. Starter access includes up to 20 questions; full access is optional. Your answers to this free website sample stay in this browser and are not imported into the app. Use the mobile download page or open the web app to continue studying.

Official sources and what was checked

Source check completed September 7, 2026 for the exam outline and cited rules in effect on September 6, 2026. The PSI booklet is dated June 24, 2026. The check covered the broker question counts, weights, time limits, passing standards, and the source behind each of these 12 questions, including the national calculation methods and disclosure rules.

For example, the seller agreement answer uses section 1450.770 as amended effective July 13, 2026. The advertising answer uses the alternatives in section 1450.715, whose amendment took effect July 7, 2025. An introduced bill or a future effective date is not treated as current law.

For official licensing information and links to the exam provider, use IDFPR's Real Estate Brokerage page. Check the current PSI booklet again when scheduling, since the provider can update exam requirements.

Found something that needs correction? Send us the question number and the official source. Pass Illinois is independent exam preparation, is not affiliated with PSI or IDFPR, and does not guarantee a passing score.