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National I.C study guide

Encumbrances and separately transferable property rights

A driveway right, mortgage lien and garage over a boundary raise different questions. Name the interest first. Then ask who holds it, which land it affects and what it allows or requires.

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The short answer

An encumbrance is a burden or claim affecting an owner's title, possession, use or value. A lien provides security for an obligation; an easement provides a nonpossessory use right; a license generally gives personal permission; and an encroachment describes a physical intrusion. Leases, estate administration and adverse claims can also affect a transfer. Mineral, other subsurface, air and water rights may require separate analysis from ownership of the surface.

PSI's June 24, 2026 outline places these topics in National I.C.1-5. The whole Property Ownership area receives 10% of the 100 scored national broker questions, or 10 questions. PSI does not give this page a separate quota. The scenarios below are original teaching questions, not PSI questions or a validated readiness test.

Ask what the interest does before choosing a remedy

  1. Identify the issue: security for payment or performance, use without possession, a possessory interest, physical intrusion, estate authority or a separated resource right.
  2. Identify the holder and affected land. An appurtenant easement has a benefited dominant parcel and a burdened servient parcel. An easement in gross benefits a person or entity without requiring a dominant parcel.
  3. Read the source. Start with the actual deed, easement, lease, title records, survey, court record or statute. A listing phrase does not establish the scope of a right.
  4. Check creation, duration, scope and transfer. Permission is different from adverse use; a utility right does not authorize every use; and nonuse alone does not necessarily end an easement.
  5. For liens, separate attachment, priority, payoff and recorded release. Recording date is evidence, not a universal priority rule. Identify the governing statute and any valid subordination.
  6. For long-use claims, distinguish a claimed use right from claimed ownership. Identify every required element and the applicable route rather than relying on years alone.
  7. For an actual unresolved issue, identify the appropriate survey, title or legal review. A physical measurement does not decide every legal right, and a proposed cure is not an approved remedy.
Classify the interest before predicting its effect
Facts suppliedStarting classificationQuestion still to answer
Written mortgage securing an obligationConsensual lien on the affected real estateWhat does the instrument secure, and what priority applies?
Parcel A has driveway access over Parcel BAppurtenant easement if the benefit is tied to AWhat location, purpose and intensity does the grant allow?
Utility benefits without a dominant parcelEasement in grossWhat do the terms and law permit, including transfer?
Expressly revocable weekend parking permissionLicenseWhat permission was granted, and has it ended?
Garage extends 14 inches across a boundaryPhysical encroachment issueWhat rights, history and remedies apply?
Surface deed reserves mineral ownershipSeparated mineral and surface interestsWhat was reserved, and what access or support rights exist?
Person occupies under a leaseLeasehold or other tenancy interestWhat do the lease, facts and governing law require?

The distinctions that matter

Encumbrances and separate property rights: key distinctions
DistinctionHow it worksWhat to notice
A lien and other encumbrancesA lien secures payment or another obligation. An easement, lease or enforceable restriction may affect property without securing a debt. A property can be conveyed subject to a burden; transferability, the contract and title acceptability are separate questions.All liens are encumbrances; encumbrance does not mean every transfer is impossible.
Voluntary and involuntary; specific and generalThese are two different axes. A consensual mortgage is voluntary and specific. A tax lien arises by law and affects the taxed property. A general lien can reach broader qualifying property of the debtor, subject to its statute and exemptions.Do not answer a consent question with an asset-scope label.
Recording priority and statutory priorityIllinois recording protection has notice and protected-party conditions. The property-tax statute describes a prior first lien from January 1 of the levy year, rather than only after delinquency. Other statutes and valid subordination can affect priority.Do not rank every claim solely by its recording date or apply one state rule to every federal dispute.
Payment and the recorded releaseFull payment of the secured debt can extinguish the mortgage lien under Section 17. Obtaining and recording the appropriate release addresses the public record. A missing release does not by itself prove an unpaid debt.Debt, lien and record evidence need separate checks.
Appurtenant and in grossAn appurtenant easement benefits a dominant parcel and burdens a servient parcel. An easement in gross benefits a person or entity. A commercial utility easement is not automatically nontransferable merely because it is in gross.Find the beneficiary and read the scope and transfer terms.
Express grant, necessity and prescriptionAn express easement rests on its grant or reservation. Necessity and prior-use implication are distinct doctrines, examined through common ownership, severance and the required facts. For necessity, Gacki examines necessity at severance and now and reasonable alternatives. Prescription depends on qualifying adverse use through the required period.Landlocked today does not alone establish necessity at severance, and permission does not become adverse just by lasting.
Scope, transfer and terminationPermission to use a defined driveway does not establish an unrestricted right to park, widen it or serve additional land. A later transfer or a period of nonuse does not answer every scope or termination question.Read the instrument and legally relevant conduct before declaring the right enlarged or ended.
Easement and licenseAn easement is a nonpossessory land interest. A license generally supplies personal, revocable permission. Applicable equitable limits and the actual arrangement matter; expense or inconvenience alone does not make a license irrevocable.Keep the expressly revocable weekend parking example separate from a permanent land interest.
Encroachment and legal authorityAn encroachment describes physical intrusion. That label alone does not resolve permission, prescriptive or possessory rights, damages or removal. JCRE separates wrongful entry from whether a mandatory removal order was appropriate on its facts.A survey can locate a crossing without resolving every title or remedy issue.
Prescriptive easement and adverse possessionA prescriptive easement concerns qualifying use without possession. Ordinary Illinois adverse possession requires continuous, hostile or adverse, actual, open and notorious and exclusive possession, under a claim of title inconsistent with the true owner. The elements must coexist throughout the required period, with Section 13-101's express exceptions and other routes kept separate. Pobuda's use-exclusivity analysis does not require dispossessing the landowner.Twenty years of some activity is not a universal ownership rule.
Lease, probate and a monetary lienA tenant's possession and the terms of a lease may affect a transaction without being a loan lien. Estate administration can require review of title and representative authority; a possession order is not itself a title determination.Do not treat a deed transfer as automatically terminating every tenancy or making every heir the required signer.
Surface and severed mineralsIllinois recognizes whole or fractional mineral interests separated from the surface by grant, exception, reservation or other means. Ownership, extraction rights, support and regulatory permission are distinct questions.A reservation of minerals does not by itself answer every surface-access or mining-method issue.
Air rights and unlimited heightAir rights concern reasonable use of airspace above land. Actual ownership, easements, zoning and other governing limits affect a proposed use. Purchasing an interest does not itself approve a taller building.There is no universal private-ownership height line taught here.
Waterfront vocabulary and actual rightsThe usual exam distinction is riparian for rivers and streams, and littoral for lakes, ponds or oceans. Actual Illinois terminology and rights depend on the water body, instruments and law. DNR has permit regimes for covered work in and along waters.Waterfront ownership does not prove unrestricted withdrawal, construction, exclusion or ownership of all water.
Accretion, reliction and avulsionAccretion describes gradual sediment buildup; reliction concerns gradual recession of water exposing land; avulsion describes a sudden water-related change. Identify the event before examining its legal effect.Vocabulary alone does not settle a real shoreline boundary or create public access across private upland.
Private restriction and government permissionAn applicable private covenant and public land-use approval are different sources of control. Standlee illustrates why the actual declaration and its promised process matter.A permit alone does not erase a private restriction or grant another owner's property rights.

Work through the facts

Parcel A benefits; Parcel B carries the burden

A recorded grant gives Parcel A ingress and egress over a defined driveway on Parcel B.

  1. The stated benefit is tied to Parcel A.
  2. Parcel B supplies the route.
  3. Location and authorized use remain controlled by the actual grant.

Answer: Parcel A is dominant, Parcel B is servient, and the easement is appurtenant.

One car for one weekend

An owner verbally permits a neighbor to park one car for a weekend event and expressly reserves the right to withdraw permission.

  1. The described arrangement is temporary personal permission.
  2. Its express revocability matters.
  3. Nothing supplied establishes a permanent land interest.

Answer: This is a license on the stated facts.

A garage extends 14 inches over the line

A new survey shows a detached garage crossing 14 inches into the adjoining parcel. No established use right is supplied.

  1. The measurement identifies a physical crossing.
  2. Permission, possession history and other rights still need review.
  3. Do not order removal, promise coverage or transfer title from the measurement alone.

Answer: Identify an encroachment issue and the need for appropriate title and legal review.

The deed reserves minerals

A valid deed conveys the surface while expressly reserving the mineral estate to the grantor.

  1. The stated reservation separates the interests.
  2. The grantee does not acquire the expressly reserved minerals simply by acquiring the surface.
  3. Access, support, extraction methods and permits remain separate issues.

Answer: On these stipulated facts, the buyer takes the surface subject to the retained mineral ownership.

A utility beneficiary without a dominant parcel

An easement grants an electric utility specified line-maintenance rights. No benefited parcel is identified.

  1. The benefit is to an entity.
  2. The interest permits specified use rather than possession.
  3. The actual terms and law govern scope and transfer.

Answer: An easement in gross is the appropriate starting classification.

Payment is complete; the record is not

The mortgage holder confirms full payment of the secured debt, but the county record still lacks the proper release.

  1. Section 17 distinguishes full-payment extinguishment from record evidence.
  2. The release and public record still need attention.
  3. Do not assume a missing release creates a second debt.

Answer: Verify the holder's release and recording with the appropriate closing or title professional.

Years without use

A recorded access easement has not been used recently. The only supplied fact is nonuse.

  1. Nonuse is not itself proof of permanent abandonment.
  2. The instrument and legally relevant intent or conduct matter.
  3. Another recognized termination ground would need its own facts.

Answer: The facts do not establish that the easement has ended.

An old fence is not the entire claim

A neighbor says a fence has existed for 20 years and therefore the strip belongs to the neighbor. No other possession facts are supplied.

  1. The ordinary route has multiple concurrent requirements and express statutory exceptions.
  2. A fence's age does not prove all requirements throughout the period.
  3. A claimed use right and claimed title are different.

Answer: The facts are insufficient to establish adverse title. Identify the route and obtain the necessary legal review.

Landlocked now, but what happened at severance?

A buyer wants an easement by necessity because there is no present public-road access. The facts do not describe common ownership, severance or historical access.

  1. Present access is only part of the inquiry.
  2. Gacki requires relevant common-ownership and severance evidence, necessity then and now and access-alternative analysis.
  3. The requested route, width and uses are not automatically granted.

Answer: The supplied facts are insufficient to establish the claimed easement.

The permit and the property right answer different questions

An owner proposes work along a water body and assumes waterfront ownership supplies every permission.

  1. Identify the actual property interest and any public or private limits.
  2. Determine which authorization regime applies and whether the project meets its scope.
  3. DNR distinguishes individual, statewide, regional and general permits; their application paths are not identical.

Answer: Ownership alone is insufficient. Check both property rights and the applicable project approvals.

Mistakes to avoid

  • Every encumbrance prevents transfer. Many properties transfer subject to easements, leases, or permitted title exceptions.
  • All liens are voluntary. Taxes, judgments, mechanics claims, and other liens can arise by law.
  • Recording date always decides lien priority. Statutes, tax priority, relation-back rules, and subordination can change the order.
  • An appurtenant easement has no benefited parcel. It requires a dominant estate as well as a servient estate.
  • A right of way transfers ownership of the corridor. It commonly grants passage or use while title remains with the burdened owner.
  • A license always runs with the land. It is generally personal permission and ordinarily does not create an estate.
  • An encroachment automatically becomes an easement. A legal right requires agreement, prescription, judgment, or another recognized source.
  • Long use alone proves adverse possession. Every required element and the statutory period must be proven.
  • Surface ownership includes every mineral and air right. Those rights can be reserved, conveyed, leased, or restricted separately.
  • A waterfront owner has unlimited private control of the water. Public rights, navigation, boundaries, permits, and environmental rules can limit use.

Check your understanding

These are original teaching questions, not recalled or predicted PSI questions. Answer first, then explain why the other choices fail.

1. Which encumbrance primarily secures repayment of a debt?

  1. Easement
  2. Encroachment
  3. License
  4. Lien
Show answer and explanation

Answer: D. Lien

The question asks about debt security, so lien is the best answer. More broadly, a lien can secure payment or another obligation; an easement provides a use interest rather than that security.

2. An easement benefits Parcel X and crosses Parcel Y. Which parcel is servient?

  1. Neither parcel
  2. Both automatically dominant
  3. Parcel Y
  4. Parcel X
Show answer and explanation

Answer: C. Parcel Y

The parcel carrying the easement burden is the servient estate.

3. What is temporary, generally revocable permission to use land?

  1. Mortgage
  2. Fee simple
  3. Mechanics lien
  4. License
Show answer and explanation

Answer: D. License

A license grants personal permission and generally does not create an interest in land.

4. A fence crosses a surveyed boundary with no permission. What issue exists?

  1. Subordination
  2. Encroachment
  3. Appraisal
  4. Escheat
Show answer and explanation

Answer: B. Encroachment

A physical object extending across a boundary creates an encroachment issue.

5. Which right is commonly associated with land bordering a river?

  1. Riparian
  2. Cooperative
  3. Avigation
  4. Littoral
Show answer and explanation

Answer: A. Riparian

The usual exam vocabulary calls river and stream interests riparian. Actual Illinois legal terminology, ownership, access, public rights and permitted uses still depend on the water body and governing law.

6. A consensual written mortgage on an identified parcel is best classified how?

  1. Involuntary and general
  2. An appurtenant easement
  3. A personal parking license
  4. Voluntary and specific
Show answer and explanation

Answer: D. Voluntary and specific

Consent and the affected property are separate classifications. A mortgage is security, not an easement or personal permission.

7. Does specific mean voluntary when classifying a lien?

  1. No; specific concerns affected property, while voluntary concerns consent
  2. Yes; the terms are interchangeable
  3. No; specific means the lien has no property effect
  4. Only when the debt is paid
Show answer and explanation

Answer: A. No; specific concerns affected property, while voluntary concerns consent

A statutory property-tax lien can be specific without being voluntary. Read both axes and the governing law.

8. May recording dates alone be used to rank every competing Illinois lien?

  1. Yes, without checking other facts
  2. Only the deed date matters
  3. All liens have equal rank
  4. No; governing priority rules, notice and valid subordination may matter
Show answer and explanation

Answer: D. No; governing priority rules, notice and valid subordination may matter

Recording chronology does not replace the applicable statutory conditions or agreed priority. No comprehensive federal or state priority hierarchy is supplied.

9. Section 21-75 describes the property-tax lien as beginning when?

  1. Only when a payment first becomes delinquent
  2. January 1 of the year in which the taxes are levied
  3. Only after a foreclosure deed
  4. Whenever the owner chooses
Show answer and explanation

Answer: B. January 1 of the year in which the taxes are levied

The statute describes a prior first lien from January 1 of the levy year, until payment or sale under the Code. This is not a universal rule for every competing federal claim.

10. The secured debt has been fully paid, but a proper mortgage release is missing from the record. What follows?

  1. The lender automatically owns the fee
  2. No record review is needed
  3. The debt automatically doubles
  4. Extinguishment and the recorded release are distinct matters to verify
Show answer and explanation

Answer: D. Extinguishment and the recorded release are distinct matters to verify

Section 17 addresses full-payment extinguishment; the release provisions and record evidence still require attention. A missing record does not by itself establish an unpaid obligation.

11. A utility easement benefits a company without a dominant parcel. Which classification fits?

  1. Tenancy in common
  2. Personal ownership of every utility corridor
  3. Easement in gross
  4. A lease merely because a company benefits
Show answer and explanation

Answer: C. Easement in gross

The beneficiary is a person or entity rather than a benefited parcel. Scope and transferability still depend on the actual interest and law.

12. Is every easement in gross nontransferable?

  1. Yes, including all commercial utility rights
  2. No; a commercial utility easement can be transferable under its terms and law
  3. Only when it is recorded
  4. Yes, unless it becomes a fee estate
Show answer and explanation

Answer: B. No; a commercial utility easement can be transferable under its terms and law

Champaign National Bank rejects a universal nonassignability shortcut for the commercial utility interest considered there. It does not make every use or transfer unrestricted.

13. Which additional facts matter to a claimed Illinois easement by necessity?

  1. Only whether the owner requests a particular width
  2. Common ownership and severance, necessity then and now, and reasonable access alternatives
  3. Only the price paid for the land
  4. Only whether the property is inconvenient to reach today
Show answer and explanation

Answer: B. Common ownership and severance, necessity then and now, and reasonable access alternatives

Gacki requires relevant severance and present-access evidence. A landlocked label alone does not establish every element or authorize a requested route and width.

14. An owner expressly allows weekend parking. Does permissive use alone establish prescription?

  1. Yes, after any weekend
  2. Yes, whenever parking is useful
  3. No; permission differs from qualifying adverse use
  4. Yes, if the neighbor calls it an easement
Show answer and explanation

Answer: C. No; permission differs from qualifying adverse use

Permission does not become adverse merely by being useful or lasting. The actual basis, duration and other legal requirements need separate analysis.

15. A licensee spent money expecting to keep using the land. Is expense alone enough to make the license irrevocable?

  1. No equitable limit can ever apply
  2. No; the actual arrangement and applicable equitable conditions matter
  3. Yes, but only if paid in cash
  4. Yes, any expense is enough
Show answer and explanation

Answer: B. No; the actual arrangement and applicable equitable conditions matter

Mueller rejects expense or inconvenience alone as sufficient on its facts. That does not eliminate all applicable equitable limits.

16. The only supplied termination fact is that a recorded easement has not been used recently. What is established?

  1. Nonuse alone does not establish abandonment
  2. Automatic abandonment
  3. Automatic transfer to the servient owner
  4. An obligation to create a new deed immediately
Show answer and explanation

Answer: A. Nonuse alone does not establish abandonment

Abandonment requires the applicable additional circumstances showing relinquishment, not merely a lack of recent use. Other termination grounds need their own facts.

17. Does a prescriptive easement necessarily give the claimant ownership of the strip?

  1. Yes, once a driveway is paved
  2. Only if the owner still uses the driveway
  3. Yes, every easement is fee title
  4. No; it concerns a qualifying nonpossessory use right
Show answer and explanation

Answer: D. No; it concerns a qualifying nonpossessory use right

Pobuda distinguishes prescriptive use from possession of title. Sharing use with the landowner does not itself require the same ouster analysis as adverse possession.

18. A fence has stood for 20 years. Does that fact alone prove ordinary adverse possession?

  1. No; all required possession elements and the applicable route must be proved
  2. Only the fence's material matters
  3. Yes, if a neighbor photographed it
  4. Yes, no other evidence matters
Show answer and explanation

Answer: A. No; all required possession elements and the applicable route must be proved

The ordinary Illinois route requires more than elapsed time. The possession elements must coexist for the required period, with express statutory exceptions and other routes kept separate.

19. Does a garage crossing a boundary automatically entitle the neighbor to immediate demolition?

  1. No; rights, facts and the applicable remedy require separate review
  2. No physical crossing can ever be unlawful
  3. Yes, the measurement alone orders demolition
  4. Yes, every title policy pays for removal
Show answer and explanation

Answer: A. No; rights, facts and the applicable remedy require separate review

The physical intrusion is a starting fact. JCRE distinguishes wrongfulness from the conditions for mandatory removal on its particular facts.

20. A property is sold while a tenant occupies under a valid lease. Is every lease automatically ended by the deed?

  1. Yes, if the owner calls it an encumbrance
  2. No; the tenancy, lease terms and governing law must be checked
  3. The tenant automatically becomes the fee owner
  4. Yes, all leases end at recording
Show answer and explanation

Answer: B. No; the tenancy, lease terms and governing law must be checked

A transfer is not a universal tenancy-termination rule. Identify possession and the applicable rights rather than treating every encumbrance as a debt.

21. A representative is appointed in an estate. Does appointment alone establish ownership and authority for every proposed real-estate conveyance?

  1. No; title, powers, administration type and applicable conditions still matter
  2. Yes, but only if a lease exists
  3. All heirs must always sign every deed
  4. Yes, every heir is displaced automatically
Show answer and explanation

Answer: A. No; title, powers, administration type and applicable conditions still matter

Probate Act Section 20-1 distinguishes possession from title; qualified powers under Section 28-8 do not make appointment a universal private-title opinion.

22. A valid surface deed expressly reserves the mineral estate. What does the supplied reservation mean?

  1. The stated mineral ownership remains separate from the conveyed surface
  2. Every mining method is automatically approved
  3. The grantee acquires the reserved minerals automatically
  4. The grantor loses every mineral right by signing
Show answer and explanation

Answer: A. The stated mineral ownership remains separate from the conveyed surface

The scenario stipulates a valid reservation. Mineral ownership is distinct from surface-access, support, extraction and regulatory questions.

23. A buyer acquires an airspace interest. Does that alone authorize any desired building height?

  1. No; the actual interest and applicable public and private limits matter
  2. Yes, a purchase cancels zoning
  3. Only a mortgage can limit height
  4. Yes, if the buyer owns the ground too
Show answer and explanation

Answer: A. No; the actual interest and applicable public and private limits matter

Air rights do not supply unrestricted development permission. No universal private airspace height line is asserted here.

24. A seller owns waterfront land. Does that alone approve covered construction in or along the water?

  1. Yes, ownership replaces all permits
  2. No; the actual project and applicable authorization requirements must be checked
  3. Yes, if the work is called maintenance
  4. Every project always needs the same individual application
Show answer and explanation

Answer: B. No; the actual project and applicable authorization requirements must be checked

Illinois DNR describes different individual, statewide, regional and general permit regimes. Ownership alone does not establish authorization, and not every covered project follows the same application path.

25. Under the ordinary Illinois adverse-possession route, can a claimant combine one missing element from different years to avoid proving them together?

  1. Yes, elapsed years replace the elements
  2. Only a tax receipt is required
  3. No; the required possession elements must coexist throughout the required period
  4. Yes, if the fence looks old
Show answer and explanation

Answer: C. No; the required possession elements must coexist throughout the required period

Joiner requires the relevant elements concurrently through the ordinary period. Section 13-101 preserves express exceptions; separate statutory routes have their own conditions.

26. In a basic vocabulary question, sediment gradually builds up along the shore. Which term best identifies that event?

  1. A mortgage release
  2. Subordination
  3. Accretion
  4. Avulsion
Show answer and explanation

Answer: C. Accretion

Accretion identifies gradual sediment buildup. Reliction concerns gradual recession of water exposing land. A label alone does not settle an actual Illinois boundary or public-access right.

27. A recorded easement grants only stated driveway ingress and egress. Does that alone establish unlimited parking or expansion onto additional land?

  1. Yes, recording removes all limits
  2. No; the actual scope and governing law need review
  3. Yes, every access right includes every use
  4. Only the mortgage holder decides
Show answer and explanation

Answer: B. No; the actual scope and governing law need review

Identify the grant's location, purpose and permitted use. Do not expand a limited access grant into every desired activity or declare a private dispute resolved from the label alone.

28. A lender validly agrees to subordinate its lien to a specified later lien. What is the agreement's stated purpose?

  1. To erase every encumbrance on the property
  2. To change the agreed relative priority, rather than pay the debt or transfer fee title
  3. To replace every governing statute
  4. To make the borrower the creditor
Show answer and explanation

Answer: B. To change the agreed relative priority, rather than pay the debt or transfer fee title

Subordination concerns relative priority under a valid agreement. Payoff, a release, an ownership conveyance and overriding statutory rules remain separate matters.

Common questions

What is an encumbrance on real estate?

It is a burden or claim affecting title, possession, use or value. A lien is one type, but an easement, lease or enforceable restriction need not secure a debt. Whether the property can transfer, whether a buyer must accept the burden and what a title policy covers are separate questions.

What is a lien versus an easement?

A lien supplies security for payment or another obligation. An easement supplies a nonpossessory use interest. A mortgage lien and a driveway easement can affect the same property without giving their holders the same rights.

What do voluntary, involuntary, specific and general mean?

Voluntary concerns consent; involuntary concerns a lien arising by law. Specific concerns identified property; general concerns broader qualifying debtor property under the applicable statute and exemptions. These are separate axes. A consensual mortgage is voluntary and specific.

Does the first recorded lien always have priority?

No. Read the applicable recording and priority rules, notice facts and any valid subordination. Illinois property-tax priority and the Commercial Real Estate Broker Lien Act provide examples of rules that cannot be reduced to one recording-date list. An actual competing-lien problem may also involve federal law.

When does the Illinois property-tax lien begin?

Section 21-75 describes the lien from January 1 of the year in which the taxes are levied, continuing until the taxes are paid or the property is sold under the Code. Do not substitute the later delinquency date for the stated beginning, or turn this provision into a complete federal-priority analysis.

Is paying a mortgage the same as recording its release?

No. Full payment of the secured debt and extinguishment under Section 17 are distinct from obtaining and recording the appropriate release. Check the holder's confirmation and public record with the relevant professional. A missing recorded release does not itself establish that money remains due.

What are dominant and servient estates?

In an appurtenant easement, the dominant parcel receives the benefit and the servient parcel carries the burden. In the driveway example, Parcel A benefits from access over Parcel B, so B is servient. The grant still controls the authorized route and use.

What is an easement in gross, and can it transfer?

It benefits a person or entity without requiring a dominant parcel. A commercial utility easement can be transferable under its terms and governing law. Do not apply an old universal nonassignability statement to every in-gross interest or assume transfer permits every new use.

Does right of way mean ownership of the entire corridor?

Not necessarily. It often describes a passage or use right, but the actual instrument and law determine the interest. Read whether the document grants a use right or conveys an estate, and do not decide a public or private corridor's ownership from the phrase alone.

How does an easement differ from a license?

An easement is an interest in land; a license generally provides personal, revocable permission. The expressly revocable weekend parking scenario is a license. Actual agreements and equitable limits still matter, and expense or inconvenience alone is not a universal irrevocability rule.

Does being landlocked establish an easement by necessity?

Not by itself. Gacki examines common ownership, severance, necessity at severance and now, reasonable alternatives and the claimant's proof. The route, width and uses also need support. The necessity and prior-use doctrines should not be reduced to a single present-inconvenience test.

Can an easement end through nonuse?

Nonuse alone does not establish abandonment. The applicable circumstances must show the required intention to relinquish the right. Release, merger or another recognized ground needs its own facts and legal analysis; this guide does not declare an actual private easement terminated.

What is an encroachment, and must it be removed?

It is a physical intrusion such as a garage extending across a boundary. A survey can identify location, but permission, other rights, possession history and the appropriate remedy need separate review. Neither an automatic demolition order nor guaranteed title coverage follows from the measurement alone.

Is adverse possession the same as a prescriptive easement?

No. Adverse possession concerns title through the applicable possession requirements. A prescriptive easement concerns a qualifying nonpossessory use. Pobuda explains why prescriptive-use exclusivity does not require the same dispossession of the landowner.

How long does adverse possession take in Illinois?

The ordinary Section 13-101 route uses 20 years and preserves express statutory exceptions. The possession must be continuous, hostile or adverse, actual, open and notorious and exclusive, and under a claim of title inconsistent with the true owner, with the elements present together throughout the required period. Other statutory routes have separate conditions. Public Act 104-0506 takes effect January 1, 2027; that amendment is future law in this October 2026 review. Neither a fence's age nor a tax receipt alone establishes the claim.

Can mineral rights be reserved separately from the surface?

Yes. Section 1 of the Severed Mineral Interest Act recognizes whole or fractional mineral interests separated by grant, exception, reservation or other means. Read the actual mineral and surface instruments. Access, support, extraction methods and permits are separate from the fact of ownership.

What is riparian versus littoral, and what about air rights?

The usual exam distinction uses riparian for rivers and streams and littoral for lakes, ponds or oceans. Air rights concern reasonable use above land. Actual rights and transfers depend on the relevant interest, instruments and governing law. Neither waterfront nor airspace ownership supplies unlimited construction or resource use.

Are these PSI questions or a prediction of readiness?

No. They are original teaching questions based on the public outline and identified sources. Explain the interest, controlling facts and nearest wrong answer, then change one fact and reconsider. A repeated percentage is not a validated readiness assessment. The optional app offers free Property Ownership practice; full access is paid.

What do leases and probate have to do with encumbrances?

PSI identifies them as potential title concerns in I.C.4. A lease may supply possession and other rights that need review on transfer. Probate can require checking title and the representative's actual authority. Neither every tenant's right nor every estate conveyance can be resolved from a recording date or appointment alone.

What are accretion, reliction and avulsion?

Accretion is gradual sediment buildup. Reliction is gradual recession of water leaving exposed land. Avulsion concerns a sudden water-related change rather than gradual buildup. These are event labels for study; the relevant boundary, instruments, public rights and governing law determine the legal consequences.

Does owning waterfront land authorize a dock or shoreline project?

Ownership alone does not establish construction permission. Illinois DNR describes separate permit regimes for covered work in and along waters, including Lake Michigan. Statewide or regional permits have scope limits; general permits still require an application. Check the actual project and all applicable requirements rather than assuming every project needs the same individual permit.

What should I do when a question suggests a title problem?

Identify the interest, affected property, holder, source and missing fact. Then distinguish the proposed action: payment, record release, subordination, scope clarification, survey or legal review. A broker can flag the issue and help gather records; a study label does not authorize drafting a private legal cure or declaring a boundary, title claim or remedy settled.

Keep practising

Your next practice step

Put property ownership into practice

Decide what the property interest is, who holds it, and what the stated event changes.

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Official sources and scope

Reviewed October 28, 2026 against the public PSI outline, the identified Illinois provisions and published judicial passages, with selected official teaching vocabulary and Illinois DNR guidance. Some earlier actual primary readings are explicitly reused. Older California references supply vocabulary only, not Illinois deadlines or procedures. Dates, facts, instruments and governing law can change the result. The January 1, 2027 adverse-possession amendment is future law in this review.

This is exam preparation, not advice for a specific transaction. State law and the applicable facts control. Our editorial and corrections process explains how to report an issue.

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