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Illinois laws and regulations topic guide

Illinois landlord and tenant law

Illinois does not put the entire rental relationship in one neat code. The named Landlord and Tenant Act is a collection of specific rules, while deposits, retaliation, repairs, eviction, fair housing, and local protections live elsewhere. That scattered structure is exactly why exam questions reward careful classification more than broad statements about what landlords or tenants always can do.

Last updated: August 1, 2026

What does current Illinois authority require?

Short answer: For the Illinois exam, start with the lease and property facts, then identify the controlling topic. The Landlord and Tenant Act voids most landlord-negligence waivers, limits mandatory electronic rent payment, requires fee-free alternatives for certain portal charges, creates a Cook County rekey rule, protects qualifying military termination, imposes special temperature duties at 55-plus properties, requires current flood disclosures, and recognizes qualifying 30-day reusable screening reports. Separate statutes govern deposit accounting, limited repair and deduct, retaliation, eviction, and the 2026 safer-homes lease summary. Local ordinances may add stronger rules.

Official section
Illinois III.I: Illinois Landlord Tenant Act
Broker weight
Part of 25% of the Illinois state portion
Expected scored items
Additional Illinois Laws and Regulations accounts for about 10 of 40 state items

The PSI broker outline effective June 24, 2026 names the Illinois Landlord Tenant Act in Illinois III.I. This guide uses statewide law current through August 1, 2026 and flags major separate statutes so candidates do not attribute every rental rule to 765 ILCS 705. The rental-fee provisions in Public Act 104-0479 were enacted but delayed to January 1, 2027, so they are not stated as current duties on the review date. Chicago, Cook County, suburban municipalities, subsidized housing programs, and mobile-home tenancies can impose additional or different rules.

Where is this tested on the Illinois outline?

Topic
The lease and the legal layers
What to know
Landlord, tenant, lessor, lessee, term, rent, deposit, written lease, oral tenancy, renewal, extension, property type, residential, nonresidential, unit count, owner occupancy, county population, federal program, Illinois statute, local ordinance, and specific subject
Best exam move
Classify the property, agreement, location, date, and issue before applying a statewide rule or local exception.
Topic
Negligence liability waivers
What to know
Lease covenant, collateral agreement, lessor, agent, servant, employee, operation, maintenance, personal injury, property damage, negligence, void public policy, unenforceable, residential lease, nonresidential lease, commercial property-damage exception, and no personal-injury exception
Best exam move
Strike the broad landlord-negligence waiver unless the exact nonresidential property-damage exception fits.
Topic
Rent payment at an on-site office
What to know
100 or more residential units, single building, complex, business office on premises, scheduled hours, timely rent, no payment penalty, no fee, no charge, cash refusal allowed, current lease, renewal, conflicting term, void term, and Section 9-218
Best exam move
Use the 100-unit and on-site-office facts together; the landlord must accept a timely office payment but may refuse cash.
Topic
Electronic payment and portal fees
What to know
Electronic funds transfer, ACH, recurring debit, tenant, prospective tenant, residential lease, renewal, extension, cannot require, third-party portal, e-check, transaction fee, paper check, cash, business office, fee-free method, agreement after January 1 2025, and consumer-fraud consequence
Best exam move
Do not make electronic transfer the only residential payment route, and provide a no-fee alternative when the portal charges.
Topic
Class X felony lease addendum
What to know
Lessee, occupant, premises, Class X felony charge, probable-cause finding, grand-jury indictment, lessor option, void lease, five-day posted notice, circuit clerk form, eviction action, security deposit not automatically forfeited, drug-free housing addendum, substantially similar document, and no automatic result from arrest alone
Best exam move
Look for the judicial probable-cause or indictment fact and the required drug-free-housing addendum before using the special five-day procedure.
Topic
Changing or rekeying locks
What to know
Cook County, population more than 3 million, written lease, previous tenant vacated, new tenant possession, immediate unit access, new lock, cylinder, combination, electronic credential, different access, theft, causation, tenant rekey right, owner-occupied four or fewer, private room, and no statewide assumption
Best exam move
Apply the location, written-lease, timing, and exemption checklist before finding a rekey duty or theft liability.
Topic
Military lease termination
What to know
Illinois resident, Armed Forces, National Guard, service member, resident family member, service greater than 29 consecutive days, permanent change of station, deployment at least 90 days, orders, mobile-home lot, residential, nonresidential, farm, notice, termination date, monthly rent, prepaid rent, deposit, actual damage, and civil-rights consequence
Best exam move
Verify qualifying orders and calculate the statutory termination date rather than calling the lease immediately ended.
Topic
Heating and cooling at 55-plus property
What to know
Occupancy limited to age 55 or older, premises-wide cooling, premises-wide heating, individual unit, June 1 through September 30, heat index over 80, October 1 through May 31, 68 degrees, 6 a.m. to 10 p.m., 62 degrees, 10 p.m. to 6 a.m., outside below 55, common gathering space, free access, and no room available exemption
Best exam move
Do not apply Section 20 to every rental. First confirm a property whose rental or occupancy is limited to people 55 or older.
Topic
Flood disclosure
What to know
FEMA Special Flood Hazard Area, actual knowledge, parking area, prior flooding, frequency, lower-level unit, garden, basement, first floor, last 10 years, written before signing, lease, renewal, both signatures, tenant termination, 30-day notice, 15-day refund, flood damage, personal property, habitability, access, farm lease exemption, concession lease, and DNR property
Best exam move
Separate flood-zone disclosure for rental property from the additional 10-year history disclosure for lower-level units.
Topic
Reusable tenant screening report
What to know
Prospective tenant, consumer reporting agency, tenant request and expense, report date, prior 30 days, income verification, last address, eviction history, lawful period, direct availability, third-party website, no landlord access cost, all consistent criteria, no screening fee, material change statement, additional application, and greater local protection
Best exam move
Test all four report conditions before waiving the access and application-screening charges.
Topic
Security deposit accounting
What to know
Residential property, deposit, rent security, damage, statewide, vacate date, end of possession, later date, 30-day itemized statement, actual cost, estimated cost, receipts, owner labor, lease schedule, reasonable amount, normal wear and tear, later receipt, full return within 45 days, forwarding address, bad faith, twice amount due, attorney fees, transfer, joint liability, and foreclosure notice
Best exam move
Use 30 days for a compliant damage accounting and 45 days for full return when no compliant damage packet is supplied.
Topic
Repair and deduct
What to know
Required repair, residential lease, law, rule, ordinance, lesser of $500 or half monthly rent, restricted-delivery writing, landlord address, 14 days, emergency urgency, workmanlike repair, code compliance, licensed provider, insured provider, tenant-caused damage, receipt, rent deduction, exclusions, public housing, condominium, cooperative, owner-occupied six or fewer, mobile home, and strict compliance
Best exam move
Never tell a tenant simply to stop paying rent; the narrow statutory remedy works only after every notice, cost, contractor, and property condition is satisfied.
Topic
Retaliation
What to know
Good faith, government code complaint, elected official, community organization, illegal landlord practice, repair request, tenant union, court testimony, administrative testimony, legal right, termination, rent increase, service decrease, possession suit, threat, refusal to renew, one-year rebuttable presumption, legitimate basis, earlier action, defense, damages, twice damages, two months' rent, and attorney fees
Best exam move
Compare the protected activity date with the adverse-action date and let the landlord prove a documented legitimate basis when the presumption applies.
Topic
Eviction and possession
What to know
Article IX, legal right to possession, termination, notice, court filing, judgment, enforcement, no forcible entry, no self-help lockout, no broker removal, sheriff, lease facts, statutory notice, fair housing, retaliation defense, local just-cause rule, subsidized housing, and legal counsel
Best exam move
A landlord seeking possession uses the legal eviction process; a licensee should not improvise notice, change locks, or physically remove an occupant.
Topic
Safer-homes summary and future fee law
What to know
January 1 2026, first page, written residential lease, new lease, renewal, IDHR summary, tenant signatures, domestic violence, sexual violence, Safe Homes Act, lock change, early termination, current duty, Public Act 104-0479, Public Act 104-0514, future January 1 2027, fee disclosure, fee restrictions, and date-sensitive question
Best exam move
Treat the safer-homes summary as current in 2026 and rental-fee reform as enacted but not effective until 2027.

The RENTAL method for Illinois questions

  1. Read the agreement facts. Identify residential or commercial use, written or oral lease, term, rent cycle, renewal, and any relevant clause.
  2. Establish the property facts. Note unit count, owner occupancy, county, 55-plus restriction, lower-level location, federal program, condominium status, and local jurisdiction.
  3. Name the exact issue. Sort payment, access, deposit, repair, screening, disclosure, military orders, retaliation, or possession before selecting the law.
  4. Track dates and delivery. Effective date, lease execution date, notice date, possession end, report age, response deadline, receipt date, and refund date often control the answer.
  5. Apply every condition and exception. Statewide labels do not erase an owner-occupied exemption, dollar cap, written-lease condition, or local stronger protection.
  6. Leave legal enforcement to the proper process. A broker documents, communicates, follows the sponsoring broker, and refers legal disputes rather than drafting novel notices or using self-help.
Topic
Negligence waiver
Current rule
Generally void
Critical qualifier
Commercial property-damage exception only
Topic
Mandatory EFT
Current rule
Prohibited for covered residential agreements
Critical qualifier
Electronic choice remains possible
Topic
Portal transaction fee
Current rule
Provide paper, cash, or another fee-free route
Critical qualifier
Agreements executed after January 1, 2025
Topic
On-site office payment
Current rule
Must accept timely payment
Critical qualifier
100-plus units and qualifying office; cash may be refused
Topic
Rekey
Current rule
Before or on new possession day
Critical qualifier
Cook, written lease, stated exemptions
Topic
Military service
Current rule
>29 days or qualifying station or 90-day deployment orders
Critical qualifier
Notice and termination timing apply
Topic
55-plus daytime heat
Current rule
At least 68 F when outside below 55 F
Critical qualifier
6 a.m. to 10 p.m. during heating season
Topic
55-plus nighttime heat
Current rule
At least 62 F when outside below 55 F
Critical qualifier
10 p.m. to 6 a.m. during heating season
Topic
55-plus cooling
Current rule
Operate when heat index exceeds 80 F
Critical qualifier
June 1 through September 30
Topic
Reusable report
Current rule
Prepared within previous 30 days
Critical qualifier
All consistent criteria and no access cost
Topic
Deposit damage packet
Current rule
Within 30 days
Critical qualifier
Later of vacancy or possession ending
Topic
Deposit full return
Current rule
Within 45 days
Critical qualifier
When no compliant damage packet
Topic
Repair and deduct cap
Current rule
Lesser of $500 or half monthly rent
Critical qualifier
Strict notice and property exclusions
Topic
Retaliation presumption
Current rule
Protected activity within prior year
Critical qualifier
Rebuttable by legitimate basis
Topic
New fee restrictions
Current rule
Effective January 1, 2027
Critical qualifier
Not current on August 1, 2026

Which Illinois distinctions matter most?

Terms
Landlord and Tenant Act vs. all rental law
Difference
765 ILCS 705 is one named statute with selected topics. Deposit, retaliation, repair, eviction, fair housing, utilities, and local requirements may come from separate sources.
Question cue
Named Act or broader legal relationship?
Terms
Residential waiver vs. commercial property-damage waiver
Difference
Landlord negligence waivers are generally void. The statutory exception concerns property damage in a nonresidential lease, not residential injury or commercial personal injury.
Question cue
Residential, personal injury, or commercial property loss?
Terms
Electronic option vs. mandatory electronic transfer
Difference
A tenant may choose an electronic method. The landlord cannot make electronic funds transfer the only required residential route under the covered agreement.
Question cue
Convenient choice or compulsory method?
Terms
Portal fee vs. rent late fee
Difference
A portal fee is the transaction cost for using the payment system, triggering a fee-free alternative rule. A late fee addresses untimely rent under the lease and other applicable law.
Question cue
Cost to transmit or consequence of lateness?
Terms
Statewide rule vs. Cook County rekey rule
Difference
Many Act provisions operate statewide, but Section 15 applies only in a county with more than 3 million residents and has written-lease and small-owner exceptions.
Question cue
Where is the unit?
Terms
55-plus temperature rule vs. every rental
Difference
Section 20's statewide heating and cooling numbers apply only to residential rental property whose rental or occupancy is limited to persons age 55 or older.
Question cue
Age-restricted property stated?
Terms
Damage vs. normal wear and tear
Difference
Damage is tenant-caused deterioration beyond expected ordinary use. Normal wear is not a valid property-damage deduction from the deposit.
Question cue
Repairing harm or refreshing ordinary use?
Terms
30-day statement vs. 45-day return
Difference
Thirty days controls the damage itemization and support. Forty-five days controls full return when no compliant statement and receipts are supplied.
Question cue
Deduction packet or complete refund?
Terms
Repair and deduct vs. withholding all rent
Difference
Repair and deduct is a narrow statutory process capped at the lesser of $500 or half monthly rent. It is not a general right to stop paying rent.
Question cue
Qualified documented repair or unilateral nonpayment?
Terms
Enacted future law vs. effective current law
Difference
Public Act 104-0479 became law in 2026, but Public Act 104-0514 delayed its operative rental-fee provisions until January 1, 2027.
Question cue
Signing date or effective date?

How does the Illinois rule apply?

The portal is not the only route

Scenario: A 2026 residential lease says rent must be paid through a third-party portal. Every portal option adds a $7 transaction fee, and the landlord refuses checks, cash, or any other method.

  1. Section 4 does not permit mandatory electronic funds transfer for a covered residential agreement.
  2. Section 3.5 addresses third-party portals that impose transaction charges.
  3. The 2026 agreement is after the January 1, 2025 effective date.
  4. The landlord must allow paper check, cash, or another method without that fee.
  5. The broker should not describe the $7 portal charge as unavoidable rent.

Answer: The exclusive fee-bearing portal policy is improper. A qualifying fee-free payment route must be available.

Rekey law in a small Cook building

Scenario: A landlord lives in one unit of a four-unit Cook County building. A new tenant signs a written lease and asks whether Section 15 requires the landlord to rekey before possession.

  1. Cook satisfies the more-than-3-million county condition.
  2. The agreement is a written lease.
  3. However, the building has four units or fewer.
  4. One unit is owner occupied.
  5. That combination falls within the express small owner-occupied exemption.

Answer: Section 15's statutory rekey duty does not apply on these facts, although the lease or local law may still require action.

Monthly military termination timing

Scenario: A qualifying service member pays rent on the first of each month and delivers qualifying deployment orders on August 10. The deployment lasts more than 90 days.

  1. The deployment duration satisfies the stated statutory threshold.
  2. The orders and delivery satisfy the assumed notice requirement.
  3. For rent paid monthly, termination is not simply August 10 plus 30 days.
  4. It becomes effective 30 days after the next rent payment due date.
  5. The next due date is September 1, making the effective date October 1 under the stated calendar.

Answer: The lease termination is effective October 1, subject to the statute's full conditions and proper delivery.

A qualifying reusable report

Scenario: An applicant supplies a consumer-reporting-agency screening report prepared 18 days ago at the applicant's expense. It is delivered directly through a compliant service at no cost and includes every screening criterion the landlord consistently uses.

  1. Eighteen days is within the previous 30 days.
  2. The prospective tenant requested and paid for the report.
  3. The delivery route and no-cost condition are met.
  4. The report contains all criteria consistently used by the landlord.
  5. The landlord may process an application but may not charge an access or application screening fee for another report.

Answer: The report qualifies under Section 30, so the covered screening charges must be waived.

Deposit deductions arrived too late

Scenario: A tenant's right of possession ends May 31. On July 10, the landlord sends the first damage list and withholds the deposit. No earlier statement or receipts were delivered.

  1. The later of vacancy or possession ending is stated as May 31.
  2. A property-damage deduction requires the itemized statement within 30 days.
  3. July 10 is outside that period.
  4. Without a compliant statement and receipts, the full-return rule applies within 45 days.
  5. The landlord should not rely on the late list to satisfy Section 1.

Answer: The July 10 statement is untimely for the statutory damage-deduction process. The deposit is subject to the full-return rule.

Repair cost exceeds the statutory cap

Scenario: Monthly rent is $1,200. A required repair is reasonably estimated at $550. The tenant wants to use the statewide repair-and-deduct statute.

  1. Half of monthly rent is $600.
  2. The other statutory ceiling is $500.
  3. The permitted maximum is the lesser figure, $500.
  4. The $550 repair exceeds that maximum even though it is below half the rent.
  5. The tenant should use another lawful remedy or obtain advice instead of assuming a statutory deduction.

Answer: The $550 work is outside the statewide Act's dollar cap because the lesser limit is $500.

Where do candidates misread the Illinois rule?

Trap
One Illinois statute contains every landlord and tenant rule.
Correction
The named Act covers selected subjects. Deposits, retaliation, repairs, eviction, fair housing, utilities, and local duties use other sources.
Trap
Any lease clause can waive landlord negligence.
Correction
The general waiver is void. The exception is limited to property-damage liability in a nonresidential lease.
Trap
A landlord may require every tenant to use automatic bank transfer.
Correction
Section 4 bars mandatory electronic funds transfer under covered residential leases, renewals, and extensions.
Trap
The Cook County rekey rule applies statewide.
Correction
Section 15 applies only in a county over 3 million population and includes written-lease and owner-occupied exceptions.
Trap
The Act's temperature numbers cover every Illinois apartment.
Correction
Section 20 is limited to residential rental property whose rental or occupancy is restricted to people age 55 or older.
Trap
A screening report stays reusable for a full year.
Correction
The report must have been prepared within the previous 30 days and meet all other statutory criteria.
Trap
A landlord can deduct ordinary wear from the deposit.
Correction
Property-damage deductions and stated lease restoration costs must concern damage beyond normal wear and tear.
Trap
A tenant may withhold all rent whenever a repair is delayed.
Correction
The repair-and-deduct statute is capped, notice based, contractor specific, and unavailable to several property categories.
Trap
A landlord can change the locks after sending an eviction notice.
Correction
Possession is recovered through the lawful eviction and enforcement process, not a broker or owner's self-help lockout.
Trap
The 2026 rental-fee enactment took effect when signed.
Correction
Companion legislation moved the operative date to January 1, 2027. It is future law on August 1, 2026.

Can you apply the rule to a fresh scenario?

These questions are original study items aligned to the published outline. They are not copied, recalled, or predicted PSI questions.

1. A third-party rent portal charges a transaction fee under a residential agreement executed in 2026. What must the landlord allow?

  1. A paper, cash, or other fee-free payment method
  2. Only the charged portal
  3. A larger security deposit
  4. Payment solely by automatic debit
Show answer and explanation

Answer: A paper, cash, or other fee-free payment method

Section 3.5 requires a fee-free alternative when the third-party portal imposes a transaction fee for the covered agreement.

2. Which property is within Section 20's statewide heating and cooling standards?

  1. Residential rental property limited to people age 55 or older
  2. Every single-family rental
  3. Every warehouse lease
  4. Only a farm lease
Show answer and explanation

Answer: Residential rental property limited to people age 55 or older

The statute's stated temperature standards apply only when rental or occupancy is limited to persons 55 or older.

3. How recent must a qualifying reusable tenant screening report be?

  1. Prepared within the previous 30 days
  2. Prepared within the previous 6 months
  3. Prepared during the current calendar year
  4. Prepared at any time
Show answer and explanation

Answer: Prepared within the previous 30 days

Thirty days is one of several conditions. Direct lawful availability, no landlord access cost, and all consistently used criteria also matter.

4. If no compliant property-damage statement and receipts are furnished, when must an Illinois residential security deposit be returned in full?

  1. Within 45 days
  2. Within 7 days
  3. Within 90 days
  4. At lease renewal
Show answer and explanation

Answer: Within 45 days

The Act uses 30 days for a compliant damage accounting and 45 days for full return when that required packet is not furnished.

5. When do the rental-fee transparency provisions enacted in Public Act 104-0479 become effective?

  1. January 1, 2027
  2. August 1, 2026
  3. June 24, 2026
  4. January 1, 2025
Show answer and explanation

Answer: January 1, 2027

Public Act 104-0514 changed the effective date from July 1, 2026 to January 1, 2027, so the new fee regime was not operative on August 1, 2026.

How should you review this Illinois topic?

Session
1. Map the legal sources
Focus
Landlord and Tenant Act, Security Deposit Return Act, Right to Repair Act, Landlord Retaliation Act, Eviction Article, Human Rights Act, Safe Homes Act, Summary of Rights, local ordinance, federal program, and lease
Proof you are ready
Sort 30 rental issues to the correct primary source without calling every rule part of 765 ILCS 705.
Session
2. Learn the named Act
Focus
Negligence waiver, office payment, electronic transfer, portal fee, Class X addendum, rekey, military orders, 55-plus temperature, flood disclosure, reusable screening report, scope, exception, and effective date
Proof you are ready
Recreate a one-page section map and give the decisive qualifier for every listed rule.
Session
3. Drill location and property facts
Focus
Cook population, written lease, owner-occupied four or fewer, private room, 100-plus units, on-site office, 55-plus property, lower-level unit, public housing, condominium, cooperative, owner-occupied six or fewer, and mobile home
Proof you are ready
Complete 25 applies-or-does-not-apply scenarios with at least 90% accuracy.
Session
4. Master dates and money
Focus
30-day report age, 30-day damage statement, later vacancy or possession date, later receipt, 45-day return, $500, half rent, 14-day repair period, military termination, one-year retaliation presumption, and January 1 2027
Proof you are ready
Build a timeline for 20 problems and calculate every deadline or monetary ceiling correctly.
Session
5. Practice compliance decisions
Focus
Fee-free payment, no forced EFT, office payment, lock access, deposit evidence, repair notice, legitimate nonretaliatory reason, flood disclosure, safer-homes first page, eviction court, no self-help, sponsoring broker, and counsel
Proof you are ready
Write the compliant broker or property-manager response for 20 owner and tenant requests.
Session
6. Apply RENTAL
Focus
Agreement, property, issue, dates, delivery, conditions, exceptions, current law, future law, local overlay, enforcement, documentation, and referral
Proof you are ready
Score at least 90% on a fresh Illinois landlord-tenant set and explain each answer in RENTAL order.

Do not count recognition as mastery. Close the notes and explain the rule, apply it to a new fact pattern, and identify why each distractor fails.

Practice the Illinois rule in context

From concept to decision

Drill this topic, then review the explanation

Pass Illinois gives you original national and Illinois questions, topic-by-topic study, clear explanations, timed practice, flashcards, progress tracking, and Math Coach. Start free, find the weak distinction, and focus the next session there.

Questions students ask about Illinois Landlord and Tenant Law

Does Illinois have one complete landlord-tenant statute?

No. The Landlord and Tenant Act, 765 ILCS 705, covers selected subjects such as negligence waivers, rent-payment methods, lock changes, military lease termination, certain senior-property temperature standards, flood disclosures, and reusable screening reports. Deposits, repair-and-deduct rights, retaliation, eviction procedure, fair housing, utilities, safe-homes protections, and local rules appear in other statutes and ordinances. The exam move is to identify the subject before choosing the source.

Can an Illinois residential lease waive landlord negligence liability?

A lease covenant that exempts the lessor from liability for personal injury or property damage caused by the negligence of the lessor or the lessor's agents, servants, or employees in operation or maintenance is generally void as against public policy. The Act has a narrow exception allowing a nonresidential lease provision to exempt the lessor from liability for property damage. Do not extend that commercial property-damage exception to personal injury or residential leasing.

Can an Illinois landlord require rent by electronic transfer?

For residential leases, renewals, or extensions covered by Section 4, a landlord may not require payment by electronic funds transfer. If a third-party portal imposes a transaction fee for e-check or another portal method, Section 3.5 requires a paper-check, cash, or other fee-free payment route for agreements executed after January 1, 2025. A large property with 100 or more units and an on-site business office may also have to accept timely payments at that office under Section 9-218, although it may refuse cash there.

When must an Illinois landlord rekey a rental unit?

Section 15 applies only in counties with more than 3 million residents, currently Cook County, and to a dwelling unit under a written lease. After the prior tenant vacates and no later than the day the new tenant takes possession, the landlord must change or rekey immediate access. Exceptions include an owner-occupied building of four units or fewer, an owner-occupied private-room rental, and a written lease giving the tenant the right to rekey. Liability requires a theft attributable to the failure.

Can an Illinois service member end a lease early?

Yes, when Section 16's conditions are met. A qualifying Illinois service member entering military service for more than 29 consecutive days, receiving a permanent-change-of-station order, or deploying for at least 90 days can terminate covered residential, nonresidential, farm, or mobile-home-lot leases. The tenant or resident family member must deliver the required orders. Timing is generally 30 days after delivery, or for monthly rent, 30 days after the next rent due date.

What is an Illinois reusable tenant screening report?

It is a consumer-reporting-agency report requested and paid for by the prospective tenant that includes specified current screening information. If it was prepared within the previous 30 days, is made directly available through a lawful route at no landlord cost, and contains every criterion the landlord consistently uses, the landlord may not charge an access fee or application screening fee. The landlord may still process an application and may ask whether the report materially changed, but cannot charge for the additional screening report.

How quickly must an Illinois security deposit be returned?

For a property-damage deduction, the statewide Security Deposit Return Act generally requires an itemized damage statement and actual or estimated cost within 30 days after the tenant vacates or the right of possession ends, whichever is later. Receipts are normally attached, and estimated costs require later receipts within 30 days after the statement. If no compliant statement and receipts are furnished, the deposit must be returned in full within 45 days. Damage must exceed normal wear and tear.

Can an Illinois tenant repair a defect and deduct the cost from rent?

The Residential Tenants' Right to Repair Act permits a qualifying residential tenant to follow a strict notice-and-repair process when a required repair costs no more than the lesser of $500 or half of one month's rent. Written restricted-delivery notice is required, the landlord generally gets 14 days or a shorter emergency period, and the repair must be lawful and workmanlike through a properly licensed and insured provider. The Act excludes public housing, condominiums, cooperative housing, owner-occupied property with six or fewer units, mobile-home units, and nonresidential tenancies.

What changed under the Illinois Landlord Retaliation Act?

Since January 1, 2025, the broader Landlord Retaliation Act has protected good-faith code complaints, repair requests, tenant organizing, testimony, use of community organizations, and exercise of legal rights. A landlord may not knowingly terminate, raise rent, reduce services, sue or threaten to sue for possession, or refuse renewal because of that conduct. Evidence of protected conduct within one year before the alleged retaliation creates a rebuttable presumption, subject to a proven legitimate basis or action begun earlier.

Are Illinois rental-fee restrictions effective on August 1, 2026?

The new rental-fee transparency and limitation provisions enacted in Public Act 104-0479 are not yet effective on the August 1, 2026 review date. A companion enactment, Public Act 104-0514, moved their effective date to January 1, 2027. They should be planned for, but they are future law for a question expressly asking what applies on August 1, 2026. Current electronic-payment, screening-report, deposit, and local fee rules still apply.

Primary sources

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