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Illinois broker exam comparison

Illinois state portion vs. national portion

The national portion asks whether you understand real estate principles and can apply them across a transaction. The Illinois portion asks whether you can practice under this state's licensing, conduct, disclosure, and consumer-protection rules. You must pass both separately.

What is the difference?

Short answer: National is broader and longer. Illinois is narrower, more state-specific, and requires a higher percentage to pass. Neither is optional for a standard Illinois broker candidate.

Exam fact
Scored questions
National broker
100
Illinois state
40
Exam fact
Possible points
National broker
100
Illinois state
40
Exam fact
Published time
National broker
150 minutes
Illinois state
90 minutes
Exam fact
Passing standard
National broker
70% raw
Illinois state
75%
Exam fact
Passing points
National broker
70
Illinois state
30
Exam fact
Main focus
National broker
General real estate principles and practice
Illinois state
Illinois licensing law, related laws, and disclosures
Exam fact
Largest category
National broker
Contracts, 19 questions
Illinois state
License Act, 16 questions
Exam fact
If failed
National broker
Retake national only
Illinois state
Retake Illinois only

Do not average the results

You need at least 70 of 100 national points and 30 of 40 Illinois points. Extra points on one side do not transfer to the other.

What does the national portion test?

The national outline moves through the life of real property and a transaction: ownership, land use, value, financing, contracts, agency, disclosures, management, title transfer, real estate practice, and calculations.

Study group
Transaction relationships
Published categories
Contracts, agency, practice of real estate
Scored questions
44
Study group
Property and value
Published categories
Ownership, land use, valuation
Scored questions
23
Study group
Money and math
Published categories
Financing, real estate calculations
Scored questions
17
Study group
Risk and operations
Published categories
Disclosures, property management
Scored questions
10
Study group
Closing ownership
Published categories
Transfer of title
Scored questions
6

This grouping helps you compare the portions without replacing the official eleven-category outline. The national broker study guide breaks down the tested concepts inside every category.

What does the Illinois portion test?

Illinois concentrates on entry into the profession and conduct after licensure. Expect questions about licensing requirements, duties and prohibited conduct under the Real Estate License Act, additional state laws and regulations, and required disclosures.

Illinois category
Licensing requirements
Weight
10%
Scored questions
4
Illinois category
Illinois Real Estate License Act
Weight
40%
Scored questions
16
Illinois category
Additional Illinois laws and regulations
Weight
25%
Scored questions
10
Illinois category
Disclosures
Weight
25%
Scored questions
10

Ninety percent of the Illinois portion comes from the License Act, additional laws and regulations, and disclosures. The Illinois state study guide organizes the rules, while the License Act guide gives the 16-question category focused attention.

How do the question styles differ?

Both portions can test application, not just vocabulary. The difference is the source of the rule and the details that control the answer.

Question demand
Identify the governing rule
National example
Contract formation, agency duty, or financing principle
Illinois example
Illinois licensing duty, prohibited conduct, or disclosure
Question demand
Choose the responsible party
National example
Principal, agent, lender, buyer, seller, or property manager
Illinois example
Sponsoring broker, managing broker, broker, licensee, or agency
Question demand
Apply a sequence
National example
Offer, acceptance, financing, closing, title transfer
Illinois example
License, sponsorship, notice, record, discipline, or renewal step
Question demand
Use a number
National example
Commission, proration, LTV, area, value, or tax
Illinois example
A statutory deadline, term, fee, age, or education requirement
Question demand
Recognize an exception
National example
When a general property rule does not apply
Illinois example
When an activity is exempt or a different Illinois rule controls

On national questions, trace the transaction and identify the concept. On Illinois questions, identify the regulated person, required action, timing, form, and exception before choosing.

Which portion is harder?

There is no reliable statewide pass-rate evidence that proves one portion is harder for every candidate. Difficulty depends on what you know, how recently you finished the course, and whether your practice resembles the exam.

National often feels difficult because it contains 100 scored questions and requires you to connect topics. Illinois often feels difficult because familiar-sounding answers can differ by one legal detail, deadline, party, or exception.

Use timed, closed-note results by category. A lower or unstable score tells you more than a general claim that one portion is easier.

The Illinois exam difficulty guide explains how to diagnose the actual source of difficulty.

How should you divide study time?

Question count alone suggests more national time, but the state portion has a higher passing percentage and law details may be new. Start with evidence instead of a fixed universal split.

Candidate profile
No diagnostic yet
National share
About 60%
Illinois share
About 40%
Reason
A neutral start that respects length and state specificity
Candidate profile
Strong national, weak Illinois
National share
About 35%
Illinois share
About 65%
Reason
Maintain national while repairing the state gap
Candidate profile
Weak national, strong Illinois
National share
About 70%
Illinois share
About 30%
Reason
Prioritize the longer weak portion without abandoning state recall
Candidate profile
Retaking one portion
National share
Maintenance only if needed
Illinois share
Focus on failed portion
Reason
PSI requires only the failed portion to be repeated

Recalculate the split each week using new questions, not repeated sets you remember. Track accuracy, time, and error type for each portion.

What should you study first on each portion?

National first priorities

Build the transaction spine

  • Contracts, 19 questions.
  • Agency, 13 questions.
  • Practice of real estate, 12 questions.
  • Financing and calculations, 17 combined.

Illinois first priorities

Build the state rule framework

  • License Act, 16 questions.
  • Additional laws and regulations, 10.
  • Disclosures, 10.
  • Licensing requirements, 4.

Then cover every remaining category. A lower-weight topic can still provide the point that moves a result above the cutoff.

What happens if you pass one portion and fail the other?

PSI requires you to repeat only the failed portion. The emailed score report includes diagnostic information and reapplication instructions. Save it and build the next plan around the categories PSI identifies.

Standard broker candidates may attempt the examination up to four times during the two-year eligibility period. After a fourth failed attempt, the standard broker route requires repeating the 75-hour pre-license education and the entire exam. Endorsement and education-exempt routes can have different rules.

Use the complete retake-rules guide before scheduling again.

What happens after you pass both portions?

Passing both portions completes the examination requirement, but it does not automatically issue an Illinois broker license. Follow the score-report instructions and satisfy the remaining IDFPR application requirements.

Apply to IDFPR within one year of passing. If you miss that window, the examination accreditation is lost and the appropriate examination must be taken again.

Prepare for two results, not one average

Separate readiness that shows the real gap

Know whether national or Illinois needs your next hour

Pass Illinois tracks the two portions separately and gives you original questions, explanations, flashcards, and Math Coach. Start free, find the weak categories, and adjust your study split before exam day.

Illinois versus national FAQ

What is the difference between the Illinois and national real estate exams?

The national broker portion tests general real estate principles and practice across 100 scored questions. The 40-question Illinois portion tests state licensing, the Real Estate License Act, related Illinois laws and regulations, and disclosures.

Are the Illinois and national portions scored separately?

Yes. National requires 70% raw and Illinois requires 75%. A high score on one portion cannot offset a failing score on the other.

How many questions are on each portion?

PSI lists 100 scored national broker questions and 40 scored Illinois questions. PSI may also add 5 to 10 unidentified unscored experimental questions.

How much time do you get for each portion?

The current PSI Candidate Information Booklet lists 150 minutes for national and 90 minutes for Illinois. A separate PSI page says 3.5 hours for the exam, so verify the duration on your appointment confirmation.

Which portion of the Illinois real estate exam is harder?

That depends on your preparation. National is longer and connects concepts across transactions. Illinois is shorter but demands precise command of state duties, licensing rules, disclosures, deadlines, and exceptions.

What is the largest topic on the national portion?

Contracts is the largest national category with 19 scored questions. Agency contributes 13 and practice of real estate contributes 12.

What is the largest topic on the Illinois portion?

The Illinois Real Estate License Act category is largest with 16 scored questions, or 40% of the state portion.

Can you pass Illinois and fail national?

Yes. The portions are separate. If you pass one and fail the other, PSI requires you to repeat only the failed portion, subject to your attempt and eligibility rules.

Should you study national or Illinois first?

Start with the area that is newest or weakest, but keep both active each week. A strong default is to build the Illinois License Act alongside national contracts and agency, then expand through the rest of each outline.

Does passing both portions issue an Illinois broker license?

No. Passing completes the exam requirement, but it does not issue the license automatically. Follow your score-report instructions and apply to IDFPR within one year while meeting the remaining licensing requirements.

Primary source

PSI controls the examination outlines, question totals, time limits, passing standards, score reports, and retake instructions. IDFPR controls licensure.