Illinois real estate exam practice
20 questions. Two portions. A clearer next study step.
A score of 16 out of 20 can hide two very different results: 13 national answers correct and only three Illinois answers correct. Start with the timed set, then look at both portions and the reasoning behind your answers before choosing what to study next.
Last reviewed:
Start the timed practice set
Original mixed practice
20-question mixed practice
Work through 14 national and six Illinois questions. Leave the study answers below closed until you submit. This is one fixed form, not an official examination or a validated readiness prediction.
- 20 original questions, 35 minutes.
- Explanations stay hidden until you submit or time expires.
- You may move backward, leave an item blank, or flag it for review.
- Use no notes if you want the result to reflect current recall.
The short answer
This free practice set contains 14 national questions and six Illinois questions, with a 35-minute timer. You receive separate portion counts, explanations and source links. It is a short study check, not a PSI examination or a validated readiness test. There is no official passing score for this mixed set. Use missed, blank and uncertain answers to choose a lesson, then try different questions and longer practice.
Content reviewed October 27, 2026. The official broker references are 100 scored national questions, 150 minutes and a 70% passing score; 40 scored Illinois questions, 90 minutes and a 75% passing score. PSI says a small number of unscored experimental questions may also use examination time. The 35-minute setting and 14-to-6 mix here are editorial study choices, not official mini-exam rules or validated predictions. The questions are original teaching material, not recalled PSI items.
Take the set, then review what the score leaves out
- Start before reading the study answers below. For a closed-book check, put notes away and avoid looking up rules while the clock runs. The interactive set hides its explanations until submission or expiration. For an untimed learning session, use a different exercise rather than calling a researched result a timed recall score.
- Keep all three denominators. Record total correct out of 20, national correct out of 14 and Illinois correct out of six. A strong national result cannot offset Illinois mistakes on the official examination. In this short set, the portion counts describe the answers you gave, not a reliable estimate of everything you know in that portion.
- Use the 35-minute limit as a practice setting. It is not a PSI limit for 20 questions. The actual portion time allowances include any unscored experimental items administered. Do not turn 150 divided by 100 or 90 divided by 40 into a guaranteed time allowance for every item on test day. Leave yourself review time inside the practice limit.
- Use flags while answering; write down uncertainty too. A correct guess still needs review. The app’s selection and flag controls do not measure confidence or verify understanding. After submitting, identify which correct answers you could not explain and which confident answers were wrong.
- Find the reason for each miss. Separate a missing rule from a misread role, an overlooked exception, a wrong calculation base or a time problem. Read the linked source in context, identify the decisive fact and explain why the closest wrong option fails. Changing the fact should change your reasoning when the rule requires it.
- Resample a small topic before drawing a large conclusion. One missed zoning question is a useful lead, not proof that all land-use knowledge is weak. Try different questions on the exposed distinction and return to the full public outline for topics this set does not cover.
- Remember that this page has one form. Starting again resets the attempt; it does not generate new questions or a new difficulty-matched examination. Improved scores on the same wording can include answer memory. Use different material to check whether the repair transfers.
- Move to longer portion practice when you can explain your decisions and sustain the required pace. Full national and Illinois practice can reveal coverage and stamina issues that a short mixed set misses. No score here automatically authorizes booking, establishes eligibility or guarantees an official result.
| Measure | What to record | How to use it |
|---|---|---|
| Whole set | Correct out of 20 | One answer changes the total by 5 percentage points |
| National sample | Correct out of 14 | Keep separate from the Illinois count |
| Illinois sample | Correct out of 6 | One answer changes this sample by about 16.7 percentage points |
| Time | 35-minute practice setting | A site study choice, not an official 20-question allowance |
| Uncertain answers | Flags and your own notes | Review uncertain correct answers as well as misses |
| Repeat attempt | The same form starts again | A higher repeat score can include answer memory |
The distinctions that matter
| Distinction | How it works | What to notice |
|---|---|---|
| Study result vs. official passing result | This page reports the answers in one original mixed set. Official broker references are 70 of 100 national and 30 of 40 Illinois, assessed separately. | Keep the actual denominator and source of the score. |
| Site timer vs. official portion time | Thirty-five minutes is the setting for this exercise. The actual examination has separate national and Illinois time allowances and may include unscored items. | Do not import a fixed seconds-per-item entitlement. |
| A correct choice vs. understood reasoning | A guess can earn a point in this set. Understanding requires explaining the rule, decisive fact and competing options. | Review uncertain correct answers too. |
| A repeated attempt vs. a fresh form | Start again uses the same questions. It is not a new source-mapped form or a controlled comparison of equivalent difficulty. | Test transfer with different facts. |
| A topic warning vs. a diagnosis | One missed question identifies something worth checking. A one-item denominator cannot establish mastery of the whole topic. | Resample the distinction before rewriting your entire plan. |
Read a short score carefully
A strong total hides the Illinois count
A candidate scores 16 of 20: 13 of 14 national and 3 of 6 Illinois. The candidate calls the result 80% and plans to book immediately.
- 13 + 3 = 16 out of 20, or 80%.
- The Illinois sample is 3 out of 6, or 50%; the national sample is 13 out of 14.
- The official portions stand separately, and this mixed practice set itself has no official pass mark.
Answer: Review the three Illinois misses and their explanations, then use different Illinois questions to test the repaired distinctions. The total does not establish readiness or settle a booking decision.
Seventeen correct, including four guesses
A candidate scores 17 out of 20 within the practice time, including four correct blind guesses.
- The recorded score is 17 out of 20, or 85%.
- Four of the correct selections do not yet show explainable reasoning.
- The short sample has no validated score threshold that turns guesses into mastery.
Answer: Review those four concepts and any misses or blanks. Try different questions before treating the improvement as evidence of transfer.
The one Property Management miss
A form contains one Property Management item, and the candidate misses it. Every other national answer is correct.
- The miss identifies a possible issue but provides a one-question denominator.
- A one-item area result cannot estimate mastery reliably.
- The next form should rotate or add focused Property Management questions without abandoning the blueprint.
Answer: Review the missed distinction and try other Property Management questions. This current form contains a land-use question rather than a Property Management question, so this is an illustration of interpreting another short form, not a claim about this page’s actual item mix.
The repeated-form improvement
A candidate rises from 13 to 19 by retaking the identical screen three times and remembers several option positions.
- The later score includes item and answer-order memory.
- It does not show transfer to different facts or unseen wording.
- A fresh alternate form is required to evaluate the repair.
Answer: Keep the repeat scores as practice history, but do not interpret the jump as a measured change in readiness. Use different source-mapped questions to check the concepts.
The slow high score
A candidate scores 19 of 20 but needs 52 minutes and pauses the timer twice to think.
- The content result is strong under relaxed timing.
- The procedure does not meet the 35-minute screen condition.
- The candidate needs pacing work before the result supports timed escalation.
Answer: Keep the content and timing observations separate. Review why the work took longer, then use a different timed exercise. The score does not itself decide exam readiness.
Consistent results on different material
A candidate answers 18 and 19 questions correctly on two different 20-item mixed sets, finishes in 32 and 34 minutes and can explain every flagged answer.
- Different questions reduce direct repetition, although equivalent difficulty has not been established.
- Scores, time and explanations describe useful study observations.
- Neither set covers the whole blueprint or establishes official readiness.
Answer: Use longer national and Illinois practice to check coverage, pacing and stamina. Continue reviewing uncertain answers; do not turn these observations into a pass probability.
One answer changes a small denominator
In this fixed form, a candidate answers four of the six Illinois questions correctly. On a different hypothetical six-item sample, the count is five correct. No equivalent difficulty or independent readiness validation is supplied.
- 4 ÷ 6 = 66.666…%, while 5 ÷ 6 = 83.333…%.
- One answer changes the six-item percentage by about 16.7 percentage points.
- That large displayed change is not proof of a similarly large change in mastery.
Answer: Keep 4/6 and 5/6 visible and review the actual distinctions. Do not convert the change into an official portion result or a passing probability.
A partial submission with blanks
A candidate answers 12 questions correctly, answers three incorrectly and leaves five blank before submitting this 20-question set. The exercise concerns count interpretation, not whether the candidate has met an examination standard.
- 12 correct + 3 incorrect + 5 blank = 20 questions.
- The answered count is 15; the reported whole-set result is 12/20 = 60%.
- Blank and incorrect are separate counts; missed or blank together total eight.
Answer: Keep the five blanks visible rather than reporting 12/15 as the whole-set result or adding the blanks to the eight missed-or-blank items again. Review whether the unanswered work arose from time, uncertainty or navigation.
Mistakes to avoid
- Treating 14 out of 20 as an official pass This mixed set has no official pass mark. Seventy percent applies to the actual national broker portion, not every quiz.
- Calling 17, 11 and 5 validated readiness cutoffs The old overall and portion gates were site heuristics. This page reports descriptive counts instead of a ready or not-ready verdict.
- Adding review minutes after the 35-minute limit Review time belongs inside this exercise’s practice setting.
- Assuming the next attempt is a fresh form Start again repeats this form. Use different questions to test transfer.
- Ignoring a correct guess A point does not establish that you understood the rule.
- Using a one-question topic result as a diagnosis Review the distinction, then resample it before drawing a broad conclusion.
Study answers for the 20-question set
These are original teaching questions, not recalled or predicted PSI questions. Answer first, then explain why the other choices fail.
1. Buyer and seller have signed a valid sales contract, but the deed, purchase money, and possession have not yet been exchanged. Which term best describes the contract?
- Executory
- Unilateral
- Void
- Executed
Show answer and explanation
Answer: A. Executory
The contract is executory because material obligations remain to be performed. In a performance question, executed contrasts with executory as completed performance. In other document contexts, executed can also mean signed; signing alone does not establish completed performance.
2. A buyer effectively communicates an unequivocal rejection of an ordinary revocable seller counteroffer. No option or other contrary rule is supplied. Before any new offer, the buyer tries to accept that rejected counteroffer the next morning. What is the ordinary result?
- The rejected counteroffer is no longer open for acceptance
- The original buyer offer automatically revives
- Title transfers when the buyer communicates acceptance
- A binding contract forms because the seller signed first
Show answer and explanation
Answer: A. The rejected counteroffer is no longer open for acceptance
The communicated rejection ends the power to accept this ordinary revocable offer. A later change of mind does not automatically revive it. Actual option rights, communication and other governing facts can require a different analysis; no private contract is adjudicated here.
3. An owner accepts consideration in exchange for keeping an offer to sell open to one buyer until Friday. What agreement has most likely been created? Assume the required writing and other formation requirements are satisfied.
- Option contract
- Novation
- Property management agreement
- General warranty deed
Show answer and explanation
Answer: A. Option contract
An option supported by consideration gives the optionee the right, but not the obligation, to buy within the stated period. It limits the owner's ability to revoke during that option period. The question supplies formation and writing; it does not establish enforceability of an actual oral promise or require the buyer to purchase.
4. A listing brokerage pays compensation to a brokerage that represents the buyer. What does that payment establish by itself?
- The transaction automatically becomes undisclosed dual agency
- Nothing about which party the buyer's brokerage represents
- The buyer's brokerage automatically represents the seller
- The buyer becomes a customer of both brokerages
Show answer and explanation
Answer: B. Nothing about which party the buyer's brokerage represents
Compensation source alone does not determine agency. Representation depends on the relationship, authority, agreement, and required disclosures, not merely on who pays the cooperating brokerage.
5. After an agency relationship ends, a former client asks the licensee to keep the client's confidential negotiating limit private. What is the best response? No conflicting written provision or other governing fact is supplied.
- Continue protecting it unless disclosure is authorized or legally required
- Destroy every transaction record immediately
- Give it to the next customer who asks
- Publish it because all agency duties ended
Show answer and explanation
Answer: A. Continue protecting it unless disclosure is authorized or legally required
Confidentiality ordinarily survives termination. Recordkeeping is a separate duty, and retaining a required record does not authorize disclosure of confidential negotiating information. Apply Section 15-30 with the actual written agreement and other applicable duties; do not treat the qualification as permission to waive mandatory law.
6. Competing brokerage owners agree that none of them will charge less than 6 percent. What is the central legal problem?
- Horizontal price fixing
- Blockbusting
- A permissible agency disclosure
- A lawful multiple-listing rule
Show answer and explanation
Answer: A. Horizontal price fixing
Competitors may set their own fees independently, but an agreement among them to fix a minimum commission is horizontal price fixing. Commission rates are negotiable and cannot be coordinated by competing firms.
7. A landlord denies an application because of information in a tenant-screening consumer report. Which federal response is generally required?
- Delete the reporting company records
- Give the applicant an adverse action notice
- Disclose every other applicant's screening result
- Approve the application despite the report
Show answer and explanation
Answer: B. Give the applicant an adverse action notice
When a consumer report leads to a denial or less favorable terms, the Fair Credit Reporting Act generally requires an adverse action notice containing specified information about the reporting company and the consumer's rights.
8. Two people take title as tenants in common. One owner dies with a valid will leaving that interest to a niece. What ordinarily happens to the deceased owner's interest?
- It passes through the deceased owner's estate under the will
- It automatically belongs to the surviving co-owner
- It converts both interests into a life estate
- It escheats even though a valid devise exists
Show answer and explanation
Answer: A. It passes through the deceased owner's estate under the will
Tenancy in common has no automatic right of survivorship. A deceased co-owner's undivided interest can pass by will or intestacy, subject to the estate process.
9. A narrow lot cannot meet a zoning setback because of a condition unique to the parcel, although the planned residential use is allowed. Which relief best fits?
- Escheat
- Variance
- Deed restriction
- Building code
Show answer and explanation
Answer: B. Variance
A variance is relief from a zoning requirement when the governing hardship standard is met. It does not change a private restriction or replace a building permit.
10. A property produces $72,000 in annual net operating income. Using a supported 9 percent capitalization rate, what value is indicated?
- $6,480
- $80,000
- $800,000
- $648,000
Show answer and explanation
Answer: C. $800,000
Value equals annual NOI divided by the capitalization rate. Divide $72,000 by 0.09 to get $800,000. Multiplying NOI by the rate uses the formula in the wrong direction.
11. A lender makes a $272,000 loan on a property valued at $340,000. What is the loan-to-value ratio?
- 125%
- 80%
- 68%
- 20%
Show answer and explanation
Answer: B. 80%
Divide the loan amount by value: $272,000 divided by $340,000 equals 0.80, or 80 percent. The unused equity is 20 percent before considering other liens or costs.
12. A seller has no knowledge of lead-based paint in a covered 1968 house. Which statement best describes the federal sale disclosure process?
- The seller still completes the required lead information process and accurately states what is known
- No known lead removes the house from the federal process
- The seller must perform abatement before listing
- The buyer receives the lead pamphlet only after closing
Show answer and explanation
Answer: A. The seller still completes the required lead information process and accurately states what is known
Covered pre-1978 target housing generally triggers the federal information and disclosure process. Having no known lead information is a response within that process, not an automatic exemption from it.
13. A property sells for $425,000. The brokerage fee in the problem is 5 percent of the sale price. What fee does that fact pattern produce?
- $21,250
- $2,125
- $20,250
- $8,500
Show answer and explanation
Answer: A. $21,250
Convert 5 percent to 0.05 and multiply by $425,000. The result is $21,250. The calculation applies only the fee stated in the question and does not suggest a customary rate.
14. A buyer never personally reads a properly recorded easement but is treated by law as knowing it exists. What notice is involved?
- Novation
- Constructive notice
- Inquiry waiver
- Actual notice
Show answer and explanation
Answer: B. Constructive notice
Public recordation can give constructive notice even when the buyer did not actually read the instrument. Actual notice means direct knowledge of the fact.
15. Which education combination completes the standard Illinois broker prelicense education requirement?
- 45 hours of any real estate course plus 30 hours of continuing education
- 75 hours from any provider whether approved or not
- A 30-hour managing broker course only
- 60 hours of Broker Pre-License Topics plus 15 hours of approved interactive Applied Real Estate Principles
Show answer and explanation
Answer: D. 60 hours of Broker Pre-License Topics plus 15 hours of approved interactive Applied Real Estate Principles
The standard route uses 60 hours of Broker Pre-License Topics and 15 hours of Broker Pre-License Applied Real Estate Principles, Interactive, from an approved provider. Other qualification routes can differ.
16. In the ordinary buyer-representation situation governed by Rule 1450.770(h), a licensee has already performed a licensed activity intended to assist the buyer before executing the written brokerage agreement. No listing-side non-agency or dual-agency exception is supplied. What timing rule applies now?
- Sign as soon as reasonably practical after the activity
- After the brokerage earns compensation
- Only after an offer is accepted
- At closing
Show answer and explanation
Answer: A. Sign as soon as reasonably practical after the activity
Paragraph (h) requires the written buyer or tenant agreement before assistance or as soon as reasonably practical after the licensed activities. This is not permission to wait until closing. Paragraph (i) separately addresses listing-side non-agency assistance and requires the buyer agreement plus Section 15-45 compliance before buyer-side dual-agent services.
17. An Illinois sponsored broker receives earnest money and places it overnight in a personal account labeled escrow. Which conclusion is best?
- The handling is permitted unless the buyer complains
- The label makes the personal account compliant
- The handling is improper because a sponsored licensee may not maintain an individual escrow account
- The handling is permitted for one business day
Show answer and explanation
Answer: C. The handling is improper because a sponsored licensee may not maintain an individual escrow account
A sponsored licensee cannot create an individual escrow account by changing an account label. The funds must be handled through the sponsoring broker's written procedure and compliant account system.
18. Assume a residential rental and provider covered by the Illinois Human Rights Act, with no applicable exemption. The landlord refuses every applicant using a Housing Choice Voucher before considering lawful screening criteria. What is the best conclusion?
- The refusal is lawful if it appears in every advertisement
- The refusal is lawful whenever voucher administration takes time
- Vouchers never qualify as a lawful income source
- The blanket refusal conflicts with Illinois source-of-income protection
Show answer and explanation
Answer: D. The blanket refusal conflicts with Illinois source-of-income protection
The supplied blanket refusal conflicts with protected lawful source of income. Reasonable, lawful screening and actual program requirements are separate; voucher status is not a lawful threshold exclusion. This question supplies coverage rather than deciding every provider or property exemption.
19. A covered seller emails the Illinois residential real property disclosure report before signing, but the buyer receives it after signing. Was statutory delivery timely?
- Yes, sending alone completed delivery
- Yes, any delivery before closing is timely
- Yes, if the listing brokerage retained a copy
- No, delivery is effective upon receipt and the buyer needed the report before signing
Show answer and explanation
Answer: D. No, delivery is effective upon receipt and the buyer needed the report before signing
For a covered transaction, the buyer must receive the completed report before signing the contract. Section 50 states that delivery is effective upon receipt, so the sending time alone is not controlling.
20. For a covered Illinois residential sale, what does the Radon Awareness Act generally require before the buyer becomes obligated?
- A seller-paid mitigation system in every home
- A municipal occupancy permit replacing all radon information
- A radon result below 4.0 pCi/L
- The required disclosure form and approved radon pamphlet
Show answer and explanation
Answer: D. The required disclosure form and approved radon pamphlet
The Act generally requires the prescribed disclosure and approved pamphlet before the buyer is obligated. It does not impose a universal seller testing or mitigation requirement for every covered transfer.
Common questions
Is this the official Illinois real estate exam?
No. These are 20 original teaching questions. The set is independent of PSI and IDFPR, and contains 14 national and six Illinois questions. It does not reproduce either official portion or establish licensing eligibility.
Can 20 questions tell me whether I am ready?
They show what you answered on this form under the conditions you used. A small mixed sample cannot cover every outline area or reliably predict a different examination. Use it to identify lessons to review, then check understanding with different questions and longer portion practice.
What is a good score on this practice test?
Read the total with both portion counts, time and uncertainty. This page has no official passing mark or validated readiness cutoff. The earlier 17-overall, 11-national and five-Illinois gates were site study heuristics, not PSI standards. A high score with unexplained guesses still gives you review work.
Why are national and Illinois scores separate?
The official broker portions have separate passing standards. Here, 13 out of 14 national plus three out of six Illinois equals 16 out of 20 overall, but the Illinois sample is only 50%. The strong total does not erase those misses or establish an official portion result.
Why does this set use 35 minutes?
It is an editorial practice setting, not an official 20-question PSI limit. The official broker allowances are 150 minutes national and 90 minutes Illinois, and any unscored experimental questions use time too. Do not infer a guaranteed 90 or 135 seconds for each actual item. Keep any final review inside the practice timer.
Does the 14-to-6 mix reproduce the exam blueprint?
No. It approximates the overall 100-to-40 scored ratio with whole questions. Fourteen national and six Illinois questions cannot reproduce every topic percentage. This form samples land use and leaves out a dedicated Property Management item. Its state mix is one Licensing, two License Act, one Additional Laws and two Disclosures questions; it is not a precise replica of 10%, 40%, 25% and 25%.
Should I use notes or look up an answer?
For a closed-book recall check, start the timed set before reading the study answers, put notes away and wait until submission to look up rules. Research is useful during review, but a researched answer is different evidence from unaided recall. The page cannot verify how you took the set.
Does Start again generate new questions?
No. This page has one form. Starting again resets the attempt, so the same concepts, wording and answer choices can become familiar. Use other questions with different facts to check whether you understand the rule.
How should I review a missed or uncertain question?
Identify the decisive fact, explain the correct rule and reject the nearest wrong alternative. Use the source and linked guide in context. Separate a knowledge gap from a reading, role, exception, calculation-base or time problem. Review flagged and uncertain correct answers too; the quiz does not automatically measure your confidence.
Does one missed topic mean I should restart that whole subject?
Not necessarily. A single question has a very small denominator. Review that distinction and use different questions to see whether the problem recurs. Keep the full public outline in view rather than letting one item control your entire study plan.
What should follow consistent results on different questions?
Try longer national and Illinois practice under their stated conditions, review remaining uncertainties and check areas omitted from this set. Several different sets can provide useful study observations, but without equivalent difficulty or predictive validation they do not establish a passing probability or guarantee.
Are the explanations and sources available after submitting?
Yes. The result view separates correct, incorrect and blank counts and lets you filter the questions for review. The study answers below also explain the same 20 questions. Leave those answers closed until after a closed-book attempt. Source publication dates may differ from the October 2026 content-review date.
Are blanks treated differently from wrong answers?
The result reports them separately: correct, incorrect and blank. Both a wrong choice and a blank fail to add a correct point to this practice total. For example, 12 correct, three incorrect and five blank is 12/20, not 12/15. A blank submission before time expires is not saved as an attempt, and you can return while the clock continues.
Can I save the result or print a report?
After a non-empty submission or expiration, use Print or save for the branded review report. It includes both portion counts, all 20 questions, your selections, correct answers and sources, regardless of the screen filter. The factual review month appears near the sources, not on the cover. Browser attempt history depends on available local storage; it is not a certificate, cloud backup or official score record.
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Official sources and scope
Identified sources and operative provisions reviewed through October 27, 2026. Current official indexed Illinois provisions are distinguished from inaccessible direct requests and older proposed or trade text. Earlier actual primary readings are explicitly reused where recorded. California glossary entries and the identified rejection instruction support ordinary national teaching vocabulary, not binding Illinois transaction advice. The quiz, study answers and mixed report use the same reviewed 20-question data. Practice design and score interpretation are editorial, without a validated readiness claim.
- PSI Illinois Candidate Information Booklet: National Financing outline
- California DRE glossary: executory, constructive notice and tenancy in common
- Whitelaw v. Brady, 3 Ill. 2d 583 (1954): option structure and writing
- California Judicial Council CACI311: communicated rejection of an ordinary offer
- 225 ILCS 454/15-40: payment does not determine agency
- 225 ILCS 454/15-30: duties after the engagement
- 68 Ill. Adm. Code 1450.800, confidentiality safeguards
- FTC: prices must be set independently
- CFPB: rental denial based on a tenant-screening report
- 765 ILCS 1005/1: express ownership and general default
- 65 ILCS 5/11-13-5: municipal variation authority and limits
- California DRE Reference Book chapter 15: overall-rate and income arithmetic
- CFPB: loan-to-value as financing compared with property value
- Current 40 CFR Part 745 Subpart F: lead disclosure, exemptions, documentation and agent duties
- 225 ILCS 454/5-27: broker qualifications and active Illinois attorney exception
- 68 Ill. Adm. Code 1450.770: agreements and assistance timing
- 68 Ill. Adm. Code 1450.750: escrow, transfers, release, records and supervision
- IDHR: lawful source of income and Housing Choice Vouchers
- 765 ILCS 77/20: complete report before contract signing
- 765 ILCS 77/50: delivery methods, receipt and multiple buyers
- 420 ILCS 46/10: statutory sale form and disclosure timing
This is exam preparation, not advice for a specific transaction. State law and the applicable facts control. Our editorial and corrections process explains how to report an issue.